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The Health and Monetary Costs of Always Putting Yourself Last
By Carrie Rattle Does this sound like you? You put yourself last behind your kids, your partner, and your parents’ needs. You have a demanding job, manage the home, and try to be a good citizen in your community. Then there’s the money issue – it may be hard to find...
Fixed vs. variable expenses
by Stacy Francis, CFP®, CDFA Perusing the annual report of a company a client wants to buy, I got to thinking about how these two words are so much more than just accounting jargon. They affect your financial future to a much higher extent than you may think. Let’s...
Extreme Cover Letter Mistakes That May Be Costing You a Job Offer
By: Cindy Makita-Dodd Cover letters are the front page of your resume. Crafting a unique cover letter will serve to not only introduce you to the potential employer but also to help you build your case as a strong candidate for the role. In the online hiring world,...
Everything You Need to Know About Social Security and Divorced Spousal Benefits
By: Michelle Petrowski Buonincontri, CFP®, CDFA As Baby Boomers continue to have higher and increasing divorce rates than other age groups, divorce later in life can bring increased retirement risks - there is less time (a shorter investment horizon) and opportunity...
5 Tips for Surviving Grey Divorce in Retirement
By: Michelle Petrowski Buonincontri, CFP®, CDFA A late-life divorce can wreak havoc on even the most well-thought-out retirement plan. You were happy “once upon a time” and planned a future…. Now you’re 55 and getting a divorce. Or maybe you’re 60 or even in your...
DComply Vs. Venmo for Expense Sharing between Divorced Parents
By: Marco Munoz When we built DComply, we started with focus groups to ensure that we engineered a mobile app that solved a common and difficult problem for divorced co-parents. We overwhelmingly determined the issue was fact-based tracking and accounting of money and...
What Expenses You Can Eliminate in Retirement
By: Jen Smith Are you about to retire and worried about how you will manage expenses during your golden years? You’ll be happy to know your income might reduce after retirement! Today’s post is a guest post from Good Nelly at My Way of Viewing. We talk a lot about...
Finding Financial Health in a Pandemic-Changed World
By: Jessica Larson Financial issues have come to the forefront during the pandemic, a fact that’s even more true for women than for others. Worldwide, the pandemic is projected to widen the gender poverty gap, pushing more women than men into extreme poverty, with a...
Mindful Spending
By: Carrie Casden If you are like me, I won’t be sad to end 2020 and start 2021. This year has been bananas!! Now with the holidays upon us, we have a heightened desire for some sense of normalcy since we have been in such an extended period of restriction. ...
Reaching Financial Independence On Any Income
By: Nadia Busseuil The movement is gaining popularity, but the news still hasn’t reached the majority of women. F.I.R.E. is an acronym that stands for Financial Independence Retire Early. Even if retiring early is not your main agenda, the premise of F.I.R.E. can help...
How to Save Even When You Don’t Think You Can
By: Ashley Patrick Sometimes it can feel like the world is against us and no matter what we do, we can’t seem to get ahead. Every time we try to save money, something “pops” up that we didn’t think about or plan for. Even though it can feel like no matter what we do,...
First steps on how to overcome divorce or separation
By: Valery Danko With the recent pandemic we have seen a tremendous increase in divorces worldwide. The pandemic just outlined issues that existed a long time before. Therefore, I felt an urge to share this message NOW to support you, because I have been through...
3 Places to Save Money Around the Holidays
You know the holidays are right around the corner and you should begin your festive budgeting sooner rather than later for the next three months. However, if you’re like most of us, the prospect of limiting your spending the next few months can come as a bit of a...
Longevity Brings Increased Risk of Cognitive Decline (A Planning Issue For Women)
By: Michelle Buonincontri, CFP®, CDFA Although not yet retired myself, years ago, when I was a young mother with 2 children under the age of 3, I became the caregiver to my dad, who was disabled in his mid-50’s. My parents had divorced after 30 years of marriage and...
After College: Revised Pay As You Earn — Could It Be The Best Plan for Repaying Your Student Loans?
By: Tom Melecki This concludes our review of the Federal Direct Loan Program‘s (FDLP’s) conventional repayment plans and income-driven repayment plans, including Income-Based Repayment, Income-Contingent Repayment, and Pay As You Earn. Today we’ll examine the last of...
6 Ways to Help Your Elderly Parents With Finances
By: Venessa Worthington Whatever age your parents are, it’s never too soon to begin talking with them about their finances. You want to be sure your parents are well taken care of, so it’s vital to check in with them on their money situation. Here are six ways to help...
After College: Things to Do As Your First Student Loan Payment Comes Due
By: Tom Melecki If you graduated from college last spring, chances are your obligation to begin repaying your Federal Direct Loans has begun. If you’ve not yet heard from the student loan servicer Washington hired to collect your payments, you need to contact it...
Top 3 Financial Challenges Millennial Women Face Today & How to Overcome Them
By: Agatha Singer Millennials have it hard in all matters of money and finance. And according to a recent survey, millennial women have it even harder than men. The main financial challenges before them are repaying student loans, inability to save much, and struggles...
After College: Strategies for Your College Finance Plan
By: Tom Melecki We’ve discussed why students and their families need College Finance Plans (CFPs) and summarized strategies to use in your CFP’s “Before College” and “During College” phases. Let’s review some “After College” strategies. Almost 70% of college graduates...
Why we should start taking identity theft more seriously
By: David Lukić A lot of people hear about identity theft in the news but still fail to take it seriously. It is one of those things that people assume won’t happen to them, but in the modern age people have to be incredibly careful. What is Identity Theft and Online...
Further Faster Financially
By: Daniel G. Mazzola A 2019 Federal Reserve survey reported 4 of 10 Americans do not have enough cash to cover an unexpected $400 expense. The COVID-19 pandemic has made life difficult for people who have lost a job and are living from paycheck to paycheck,...
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