Debt Management
What is debt? Debt is carrying over a balance on a credit card from one month to the next. Also, a car loan and a mortgage are considered debt. When you pay less than the minimum payment and miss a payment, penalties usually occur, and this can lead to mounting debt consequences. When debt gets beyond your control, setting a debt management payment plan will help get you back on track.
Financial planning and budgeting are critical steps in planning your debt management strategy.
Savvy Ladies webinars, blog articles, and 1:1 Mentoring can help get you started understanding your debt and what strategies are right for you.
How to Build Credit in College
By Suhani Karanjawala We hear about credit all the time. Credit cards? Auto loans? Everyone says it is incredibly important to build a good score early on. But what does it really mean? Is it even important right now? And how can we actually go about it without...
Tax Preparation & Filing Made Simple
by Stacy Francis, CFP®, CDFA Tax season is here! Time to panic over lost receipts, missing information on cost bases for stocks, and 1099s that won’t ever show up; or, time to spend an afternoon with your CPA; or, click a few buttons on your computer keyboard? It all...
Rebuilding Your Finances After the Government Shutdown
Affected by the government shutdown? Susanna Anim-Mensah shares six practical steps to regain financial stability post-government closure.
Learn if a Debt Management Plan is Right for You
Looking to take control of debt? Learn how our partners at the National Foundation for Credit Counseling can connect you with a NFCC-Certified Credit Counselor and help you create a Debt Management Plan.
Savvy Spending Tips: Your Guide to Smart Shopping
We asked our community of financial experts to share their top strategies to help you avoid overspending and make your money go further.
Credit Card Finance Charge Calculator
Understand Your Credit Card Monthly Payment Understanding Your Credit Cards What is credit? Credit is the immediate use of products, services, or money in exchange for the promise to pay in the future. We can access credit using credit cards, charge cards, retail...
MoneyW!se: 4-Part Financial Literacy Workshop Series
Watch the recordings of our most recent financial literacy workshops created in partnership with W!se—an award-winning national educational nonprofit. Learn about budgeting, debt management and more from subject-matter experts, with hands-on exercises.
Credit 101
Peter Mullen, Community Education Manager for the American Consumer Credit Counseling, lays out all you need to know about credit, including: What is Credit? How do you establish credit? What is good credit vs bad credit? How do I get my credit score? What do I need...
Understanding Debt
Savvy Ladies Volunteer Ashesh Shah, Financial Advisor & CERTIFIED FINANCIAL PLANNER™, discusses good vs bad debt, and your options to manage it. Originally live-streamed on February 1, 2023. About the Speaker Ashesh Shah, CFP® is a Bank Manager at PNC Bank, with...
How to Get in Financial Shape for a Mortgage
Looking to become a homeowner? In this 2-part webinar, mortgage consultant Deborah Cady and financial advisor Laurie Itkin, CDFA, help you get your finances ready to buy a house. This webinar is for anyone looking to purchase a home on their own, whether you are...
Strategies for Controlling Your Cash Flow
This session is for you if you: Are a owner of a small or mid sized business who not only wants to grow sales but more importantly keep more of what you make. Are using a PPP loan, EIDL loan or some other form of cash to currently fund your business and want to know...
Why It’s More Important Than Ever to Avoid Holiday Debt
We’re entering a holiday season like no other, and consumers are assessing how much they can afford to spend. With COVID cases trending upward across the nation and uncertainty continuing to prevail, going into debt as a result of holiday spending could be even more...
