After College: Strategies for Your College Finance Plan

By: Tom Melecki We’ve discussed why students and their families need College Finance Plans (CFPs) and summarized strategies to use in your CFP’s “Before College” and “During College” phases. Let’s review some “After College” strategies. Almost 70% of college graduates...
Your Budgeting Worksheet

Your Budgeting Worksheet

With this easy to use DIY budget worksheet you can start tracking your earnings and your spending, be mindful about your money and make better decisions that will lead to financial stability. Start gaining control by routinely checking back on just that one spreadsheet…and the best part is that your privacy is protected since the budgeting spreadsheet resides in your drive, so you don’t have to share any information with anyone.

5 Financial Decisions to Make When COVID-19 Is Over

By: Catherine Burke You do not know what lies in the future for you, and nobody knows the after-effect of the corona pandemic will last for how much time. Your office may offer you a salary-cut, hour-cut from office duty, and God forbid you may face a job loss too.If...
Credit Card Finance Charge Calculator

Credit Card Finance Charge Calculator

Here’s how to get started taking control of your credit cards during the coronavirus. Put a list together of all your credit cards that have a balance due Document the balance of each card and its Annual Percentage Rate (APR) (the % of the interest you are charged for...
The Year of Living Uncomfortably

The Year of Living Uncomfortably

by Kristina LeonardiI recently read that “a person’s success in life can usually be measured by the amount of uncomfortable conversations he or she is willing to have.” Many people begin the year by starting a new exercise or other routine that can have them feeling...

Rebuilding Your Financial Future After Divorce

By: Michelle Buonincontri, CFP®, CDFA If you are like most, your divorce ends with debt, and the last thing we are thinking about is retirement. I know, I’ve been there; nothing kills a retirement plan like a divorce. There are no student loans or government...

The Equifax Breach and What to do

Equifax, one of the three major consumer credit reporting agencies, recently revealed that hackers had gained access to company data that potentially compromised sensitive information for 143 million American consumers, including Social Security numbers, addresses,...

Is it a Good Idea to Close Credit Cards I don’t Use?

by Rebecca Eve Selkowe, J.D3 myths about your credit score:I never really talked much about credit scores before, but that is starting to change now as I’m realizing how much unnecessary worry, concern, and confusion swirls around them.So first things first. Your...