After College: Things to Do As Your First Student Loan Payment Comes Due
By: Tom Melecki If you graduated from college last spring, chances are your obligation to begin repaying your Federal Direct Loans has begun. If you’ve not yet heard from the student loan servicer Washington hired to collect your payments, you need to contact it...Top 3 Financial Challenges Millennial Women Face Today & How to Overcome Them
By: Agatha Singer Millennials have it hard in all matters of money and finance. And according to a recent survey, millennial women have it even harder than men. The main financial challenges before them are repaying student loans, inability to save much, and struggles...After College: Strategies for Your College Finance Plan
By: Tom Melecki We’ve discussed why students and their families need College Finance Plans (CFPs) and summarized strategies to use in your CFP’s “Before College” and “During College” phases. Let’s review some “After College” strategies. Almost 70% of college graduates...Why we should start taking identity theft more seriously
By: David Lukić A lot of people hear about identity theft in the news but still fail to take it seriously. It is one of those things that people assume won’t happen to them, but in the modern age people have to be incredibly careful. What is Identity Theft and Online...Further Faster Financially
By: Daniel G. Mazzola A 2019 Federal Reserve survey reported 4 of 10 Americans do not have enough cash to cover an unexpected $400 expense. The COVID-19 pandemic has made life difficult for people who have lost a job and are living from paycheck to paycheck,...Before, During, and After College: Resources To Help You Understand Your Federal Student Loans
By: Tom Melecki Few students and parents are familiar with their rights and responsibilities as student loan borrowers. Even fewer know of the resources available to help them obtain such information. The Federal Direct Loan Program makes 90% of all student loans so,...Roth IRA Conversions: The Time Is Now
By: Daniel G. Mazzola Early estimates peg the cost of the CARES Act, the package providing economic relief to Americans impacted by the COVID-19 pandemic, at $2 trillion. The government has run itself into an immense debt to give its citizens assistance, and the...Before and During College: Help Your Student Avoid Credit Card Traps
By: Tom Melecki There’s nothing inherently wrong with college students having credit cards. In fact, 56% of them posses at least one. But help your student beware of all those offers from banks and other credit card providers at this time of year. After all, a credit...
Your Budgeting Worksheet
With this easy to use DIY budget worksheet you can start tracking your earnings and your spending, be mindful about your money and make better decisions that will lead to financial stability. Start gaining control by routinely checking back on just that one spreadsheet…and the best part is that your privacy is protected since the budgeting spreadsheet resides in your drive, so you don’t have to share any information with anyone.