Which credit card is the best to earn mileage points?

There are so many credit cards to choose from to earn mileage points – a lot depends on your anticipated travel patterns and your preferred payment options.When reviewing your options, don’t forget to look at the small print and get a handle on the interest rate...

Ditch These Three Major Money Wasters and Save Hundreds

by Stacy Francis, CFP®, CDFAThis weekend, my family and I spent some time browsing plasma TVs at Best Buy. Strolling past walls of pulsating light and sharp-as-a-knife imagery, I was amazed at how much prices have dropped lately. In line, I was even more amazed at the...

Bounce Back Boot Camp

by Stacy Francis, CFP®, CDFARecently, I received an email from one of my “Bounce Back Boot Camp” members who has difficulty planning a budget with a fluctuating income.  I’ve found that uncertain incomes are a common occurrence and can make your wallet stretch...

Your Cell Phone Bill: Is Prepaid a Better Option?

by Stacy Francis, CFP®, CDFAAt a recent family get-together, the conversation turned to cell phones. More specifically, my sister-in-law had received a statement that morning. Stunned that she had used less than a third of the minutes she paid for, she wanted to know...

The New Triangle Drama: Remarriage, Kids, and Inheritance

by Stacy Francis, CFP®, CDFAIt is rare that anyone cries in my office, but it did happen last week. A client reported between sobs that her dad had passed on a while back. Not only was she paralyzed with grief; she had also just learned that she wouldn’t get a dime...

Nanny Tax 101

by Stacy Francis, CFP®, CDFAI do not make it a habit to eavesdrop, but the girls at the table next to me at the smoothie bar this morning were so loud and animated, there was no way around it. They were all international students, pushing the benefits of babysitting...

5 Things You Should Know Before You Buy a Stock or Fund

by Stacy Francis, CFP®, CDFAA friend of mine is an aspiring author, and eventually wants to leave her corporate job. Over bouillabaisse and freshly baked baguettes the other night, she announced that she just sold her first short story, to an Ezine. All smiles, she...

The Savvy Guide to Coupons

by Stacy Francis, CFP®, CDFAThink coupons spell cheap and cheesy? So did I, until a couple of weeks ago the woman in front of me in line at the grocery store used a whopping sixteen of them, saving over thirty dollars. This, with hardly any effort! I just had to ask...

5 Quick Fixes for Your FICO Score

by Stacy Francis, CFP®, CDFAAn old friend – a real estate agent in the Midwest sent me an email this morning with a topic she suggested I post in my blog. With real estate prices at record lows, many aspiring homeowners are looking her up. Many fulfill both the...

The Fear Factor: The True Cost of Emotion-Based Investment Decisions

by Stacy Francis, CFP®, CDFAI am very intuitive, said a new client over raw food downtown yesterday. Thank goodness I can finally eat Sushi again. While I was pregnant this food was strictly off limits. Anyways, my client told me that she always listens to her gut...