by Savvy Ladies | Aug 25, 2014 | Blog, Retirement
by Stacy Francis, CFP®, CDFAMost people get Medicare when they turn 65. You qualify for it automatically if you’re eligible for Social Security or Railroad Retirement benefits. Or you may qualify on a spouse’s (including divorced spouse’s) record....
by Stacy Francis, CFP®, CDFA | Aug 18, 2014 | Blog, Budgeting, Stacy $avvy Advice
by Stacy Francis, CFP®, CDFAIf you don’t have an emergency fund, it’s time to get serious about building one.The purpose of the fund is to sock away a minimum of three to six months’ living expenses. But this money could also be used when...
by Savvy Ladies | Aug 11, 2014 | Blog, Budgeting
by Stacy Francis, CFP®, CDFAMost folks get down to serious money-making much later in their careers than they’d like. If this is you, and you are trying to make up for lost time with your savings, there are a couple strategies that can help you get back on track...
by Stacy Francis, CFP®, CDFA | Jul 28, 2014 | Blog, Retirement, Stacy $avvy Advice
by Stacy Francis, CFP®, CDFAIndividual Retirement Accounts (IRAs) now hold more assets than any other retirement savings vehicles, but many people do not understand how they work and many IRA owners make critical mistakes that can cost them money. Here are some ways...
by Stacy Francis, CFP®, CDFA | Jul 14, 2014 | Blog, Debt Management, Stacy $avvy Advice
by Stacy Francis, CFP®, CDFAIt’s halfway through the year and it’s time to make some changes. So what’s it to be? If you are REALLY serious about saving money and are willing to make a few changes in your spending habits, then read on.1. Set goals and have fun The key...
by Stacy Francis, CFP®, CDFA | Jun 6, 2014 | Blog, Marriage, Stacy $avvy Advice
by Stacy Francis, CFP®, CDFALet’s see, you’ve got the wedding chapel and the caterer booked, the dress selected, the cake designed, the wedding invitations mailed, vows written, finances talked about – oops, didn’t do the last one yet?Money conflicts are a...