by Stacy Francis, CFP®, CDFAI spent the afternoon shopping with a friend, and received no less than six credit card offers from well-meaning sales reps. Back home, three more waited for me in my mailbox. Frankly, it is no wonder that a large number of Americans have...
by Stacy Francis, CFP®, CDFAThis morning, I was stuck in my apartment elevator for 30 minutes. I spent this time, of course, thinking about commuting and happy that my commute is normally only 10 minutes and involves no cars, buses, trains or subways. I moved my...
by Stacy Francis, CFP®, CDFAAs my job is to help people make their financial dreams come true, of course I subscribe to a myriad of newsletters on the topic. While most of them tend to feel like same-old-same-old, this morning, I came across an interesting article...
by Stacy Francis, CFP®, CDFAA friend of mine had a Feng Shui expert look over her house this weekend. She invited me to come over and watch. Tons can be done to attract wealth into your life, she told me. While I found the in-depth Feng Shui so complex and complicated...
by Stacy Francis, CFP®, CDFAFlipping through the latest In Style last night, I realized how easy it is to feel that the price tags for the things magazine editors like to tell us we absolutely must have are out of line with our earnings. The consensus among those in...
by Stacy Francis, CFP®, CDFAI just finished Mr. Pollan and Mr. Levine’s book, Die Broke. While I found a myriad of interesting points between the covers, one that really resonated with me was the way they turned the old-fashioned view of children and inheritances...
by Stacy Francis, CFP®, CDFAMy brother and I had a long talk about financial independence last night, over the most delicious Crème Brûlée. I realized how much the two have in common! Both the dessert and the concept are things everybody craves – yet very few have a...
by Stacy Francis, CFP®, CDFAWhen should I retire? a woman called me up to ask today. I found it charming; quaint, even, to make such a complex question sound so simple. If only it were so simple that I could just have spouted out age 65 or 55. Would not it be...
by Stacy Francis, CFP®, CDFAMy cousin had his house appraised today, and he was not happy. Of course, he’s far from the only one feeling this way. With the US real estate markets free falling like rocks dumped from skyscrapers, an increasing number of people are...
by Stacy Francis, CFP®, CDFAWhen should I start saving for my children? a thirty-something mother of two asked me today. Right now, I suggested. She looked puzzled. Wasn’t it a little early? They are, after all, only two and four. I told her that if she is serious...
