Pet Healthcare and Insurance

by Stacy Francis, CFP®, CDFALast week, I spent a long afternoon in the animal hospital with my cat. The good news is that Sunshine is doing just fine – the bad news is the bill – almost $700. Most people who – like me – love their pets to death have considered...

Reverse Mortgages

by Stacy Francis, CFP®, CDFAI had lunch with a friend today, who works with mortgages. She said that while for obvious reasons, not that many people are signing up for conventional house loans at this time, many are inquiring about so-called reverse mortgages. For...

The Free Way to Clean Up Your Credit Report

by Stacy Francis, CFP®, CDFAA client complained to me the other day about how she had spent months trying to have a certain entry removed from her credit report. It was a misunderstanding from the beginning, it didn’t belong there, and because companies use credit...

The Concept Time Value of Money

by Stacy Francis, CFP®, CDFAI came across an interesting article in the newspaper this morning. Did you know that in many Muslim countries, it is illegal to charge interest when lending someone money? This got me thinking about the concept time value of money – in a...

How Much Is Your Time Worth?

by Stacy Francis, CFP®, CDFAA friend of mine, who is a lawyer, left work early today to clean her house before her in-laws were coming into town. With her earnings in excess of $350 per hour, I frowned and asked why she didn’t simply hire a cleaning service. No, she...

The Gas Issue

by Stacy Francis, CFP®, CDFAI paid over four dollars per gallon at the pump today! While this may not impress Europeans, who have paid such prices for ages, the cost of oil certainly isn’t helping the US economy right now. Herds of people are making the switch from...

Good and Bad Reasons for Making an Investment

by Stacy Francis, CFP®, CDFAAt a barbecue last weekend, a friend told me about this awesome tip he had gotten from his brother-in-law, about a stock that was trading on one of the Canadian exchanges for only $0.20. As it would take very little for the stock to double,...

Tony Robbins for Your Money

by Stacy Francis, CFP®, CDFAOne of my friends has grown to be such a Tony Robbins fan, she now quotes him daily. I went over to her house last night, to watch one of his videos and find out for myself what the fuss was all about.I liked it. Even more so, I liked that...

The Financial Impact of another Child

by Stacy Francis, CFP®, CDFAMy nutritionist had a baby a month or so ago. She told me over the phone that she was relieved beyond words that her insurance company had covered most of it, because the bill for her birth and subsequent hospitalization added up to a...

Spring Cleanout of Your Finances

by Stacy Francis, CFP®, CDFAMy husband, son and I are getting ready to move to a larger apartment. I did a much belated, and much needed, spring cleanout of my closet this weekend to start getting ready. It got me thinking that while most of us do some sort of spring...