Four Rules for Paying Off Credit Cards

by Stacy Francis, CFP®, CDFANumerous people have told me that Mary Hunt’s book Debt-Free Living is well worth a look. This weekend, I finally got a chance to read it. Sure enough, it had some excellent points. My favorite was her four rules for getting out of debt. I...

Talking to Kids about Money

by Stacy Francis, CFP®, CDFADuring a dinner party last weekend, a woman told me her son had taken her by surprise by asking “are we rich?” She said she was dumbfounded, and as she had no idea how to respond, she mumbled, “no.” Her son got extremely anxious, and she...

Shopping Triggers and How to Curb Them: Sense of Entitlement

by Stacy Francis, CFP®, CDFAWatching TV last night got me thinking about how our entire society is built around this shopping trigger. TV and radio ads, magazines and catalogues all scream to us: you deserve this, you’re worth it, treat yourself! This is because savvy...

The Prenup

by Stacy Francis, CFP®, CDFAOver lattes today, my best friend reported that her friend was finally leaving the husband we all tried to tell her she never should have married in the first place. I am sure that you have a few girlfriends who you love in spite of their...

Living Together=Spending Together?

by Stacy Francis, CFP®, CDFAMy always-single girlfriend surprised me the other day at lunch, by informing me that she is moving in with her boyfriend. As this is a first for her, she had a million questions. Should she keep her apartment in case things don’t work out?...

Shopping Triggers and How to Curb Them: Bargain Hunting

by Stacy Francis, CFP®, CDFAThe more I blog about shopping triggers, the more they seem to pop up all around me. Here’s another one I have encountered three different times – just today.I saw that Gristedes has grapes on sale, so you can save over $2 per pound. Our...

Strengthen Your Investment Portfolio

by Stacy Francis, CFP®, CDFAEven in a market like today’s, many people are making nice returns from their investments. Though the masses are mainly nervous, the latest issue of one of the newsletters I subscribe to featured interviews with six self-made investment...

How Many Investments Are Too Many? Is More Better?

by Stacy Francis, CFP®, CDFAAnother question I get all the time is, how many investments should I go for? 2, 5 or 1,000? With a virtually unlimited number of securities available, and a limited budget (for most of us, anyway), how do you get the most out of your...

The Passion Test: Living Your Dream

by Stacy Francis, CFP®, CDFAI spent last night with yet another inspirational book, and figured I should share the concept. In The Passion Test: The Effortless Path to Discovering Your Destiny, Janet and Chris Attwood make living your dream as accessible as, say,...