Shopping for a Home

by Stacy Francis, CFP®, CDFAMy husband and I just purchased our home and are so excited and smiley these days, when you see us you think we have slept with a hanger in our mouth. A home is something almost everyone wants, but acquiring one can take a lot of work – and...

Five Things to Ask Yourself about Your Retirement

by Stacy Francis, CFP®, CDFAMy mom flew in from Michigan last week to spend some time with us here in New York. We just went out for dinner celebrating the anniversary of her retirement and how smooth and easy this transition from employed to retired has been. She was...

Great Ways to Shop More and Spend Less

by Stacy Francis, CFP®, CDFA Shopping tips from the recession in 2008 still hold true today, if not more so. Online shopping is the norm today in 2022 and looking to compare pricing online makes it easier to find the best price for what you are looking for. Savvy...

What Are Living Trusts and How Do They Work?

by Stacy Francis, CFP®, CDFADuring a charity dinner last night, one of the women mentioned that she and her husband are drafting a trust. The discussion then went from wills to trusts and back to wills again as the other people at the table tried to grasp the...

Different Types of Debt: Keepers and Losers

by Stacy Francis, CFP®, CDFAA client asked me today whether I thought she should apply her upcoming Christmas bonus toward paying down her mortgage or the balances on her credit cards. While the answer to her question may come easily to some, the truth is, my client...

What Are Stock Options and How Do They Work?

by Stacy Francis, CFP®, CDFAThis question popped up during a recent Savvy Ladies meeting. This Savvy Lady saw an advertisement on the internet for a course called Stock Options for the Savvy Trader – Make Millions With Little To No Risk. Should she sign up? It seemed...

Creating a Safety Blanket in Case of a Lay-Off

by Stacy Francis, CFP®, CDFAI was recently on the Today Show talking about how to recession proof your finances when facing a layoff. Not the most upbeat interview. Not only is NBC covering this story but watching the evening news last night was depressing to say the...

Investing More or Paying Down Debt?

by Stacy Francis, CFP®, CDFAAt a recent get-together at my parents house, one of their friends was excited to tell me his company had given him a substantial bonus – one that far exceeded his expectations. Thrilled to have a financial expert at the party, he asked...

Suze Orman on Limiting Holiday Spending Damage

by Stacy Francis, CFP®, CDFA I read an excellent Suze Orman article last night, and thought I should share. Use these five easy techniques, and it will make all the difference this holiday season. Consider credit card interest rates. If you plan to pay off your...

The Postnup

by Stacy Francis, CFP®, CDFAOne of the main topics at my latest seminar was prenup’s younger cousin, the postnuptial agreement, or postnup. “I didn’t sign a prenup,” one woman confessed, “and my husband’s spending habits are keeping me up at night. But if I demand...