Create and preserve wealth

by Stacy Francis, CFP®, CDFAThe one question I’m asked the most – three times today, for example – is: how do I create wealth? And once I have it, how do I hold on to it and make sure I never, ever lose it?Well. Wealth is – in essence – the difference between your...

Ease money record-keeping burdens

by Stacy Francis, CFP®, CDFAMy assistant burst into my office this morning, wild-eyed. Had I seen the $200 she had in the pocket of her trench coat three days ago? Nope. She decided to dig through her purse – oversize albeit exploding with receipts – yet another time....

Generate a steady stream of retirement income

by Stacy Francis, CFP®, CDFAI feel like we all need to have extra strong antacids to deal with the chaotic behavior of the market. With the US stock markets as steady as, say, a blind man on stilts, stability and safety are the topics on everyone’s minds. How do I put...

Align your investments with your values

by Stacy Francis, CFP®, CDFASomeone asked me the other day whether I support the business models of all the companies I own – directly through stocks or indirectly through mutual funds. The answer is: of course I do!Your values are important aspects of who you are....

Monitoring your spending

by Stacy Francis, CFP®, CDFAI heard on the radio today that the average Starbucks customer spends close to $6 per visit, 18 times per month. That adds up to a whopping $1,296 per year, which he or she otherwise could have invested. Now, this is not a Starbucks rant...

Handle your money with confidence

by Stacy Francis, CFP®, CDFALast night, the man in front of me in line at the grocery store spent a good five minutes taking things out of his cart, only to add them back a moment later, and then remove them again. Turns out he was running low on cash, and was only...

Protect against financial risks

by Stacy Francis, CFP®, CDFAWith the stock market behaving like a roller coaster carnival ride more people are looking for the riskless way to invest. A prospective client came in today to see if I had any ideas for risk-free investments and it got me thinking. I very...

Make Your Money Work As Hard As You Do

by Stacy Francis, CFP®, CDFAI read in the paper today that the average American now works 46 hours per week. For people who hold managerial positions, are self-employed, or work on commission, the number can be significantly higher. When you spend that much time and...

Maximize your cash flow

by Stacy Francis, CFP®, CDFAA client came into my office today, worried about how in the world she’s supposed to set money aside for retirement, when she is living paycheck to paycheck. A highly relevant question, I’d say. Because let’s face it. No matter how savvy an...

Save Money on Taxes

by Stacy Francis, CFP®, CDFATax refunds are finally here! While I didn’t receive one myself (people in my business rarely do), many of my clients did, and many chose wisely – they decided to invest at least part of the money. In order to help you score a refund (or if...