Spring Cleaning Your Financial Closet

by Stacy Francis, CFP®, CDFASpring is a time of renewal, which means there’s no better time than now to dust off your personal budget, dig the change out from under your sofa, and clean the cobwebs off your savings plan.So how do you get started?Begin by...

The Benefits and Risks of Owning a Home

by Stacy Francis, CFP®, CDFA With all of the excitement in real estate lately, you might be wondering if you should take the plunge and buy a home. Homeownership has many advantages – both financial and personal. But there are many things to consider before...

Do you have high financial self-esteem?

by Stacy Francis, CFP®, CDFAWhat does self-esteem have to do with money? Actually a lot! Your relationship with money is often a reflection of your self-esteem. So what is high financial self-esteem? A good financial self-esteem is the result of handling your...

Be Your Own Knight in Shining Armor

by Stacy Francis, CFP®, CDFAAre you still looking for your knight in shining armor? Or have you already found him? Either way you have your work cut out for you when it comes to finances!$ More than 50 percent of all marriages fail.$ After a divorce, the average...

Give the Little Guy a Chance

by Stacy Francis, CFP®, CDFAAs in any crowd, the noisy guys get most of the attention. In the money world, large capitalization (cap) stocks are always on investors’ minds because they’re so darn big.But a bunch of little stocks, known as the small...

Is there such thing as a kid-friendly bank account?

by Stacy Francis, CFP®, CDFAHave you ever given a dollar to your child and seen the expression of awe on their face? Imagine how that expression can change in a few years when they have their own bank account that has increased because of interest.  The...

Big Money VS Little Money

by Stacy Francis, CFP®, CDFAThere is always that friend that makes a little bit more than you or maybe you’re the one who makes more. Regardless, once in a while that feeling of awkwardness arises when it comes time to paying the check or deciding where to...

I Lost My Job – What About Health Insurance?

by Stacy Francis, CFP®, CDFAI received an email from a Savvy Lady today; a heartbreaking tale of how she had been laid off, and was now trying to figure out how to survive – and feed her two small children, as she is a single mom. One of the expenses she...

Finding the Money for a Baby

by Stacy Francis, CFP®, CDFAA new mom the second time around, of course I run into many other new moms. Despite the lack of sleep, they’re all so radiant and happy. However, when they learn that I am a financial planner, a different emotion often surfaces...