5 Things You Should Know Before You Buy a Stock or Fund

by Stacy Francis, CFP®, CDFAA friend of mine is an aspiring author, and eventually wants to leave her corporate job. Over bouillabaisse and freshly baked baguettes the other night, she announced that she just sold her first short story, to an Ezine. All smiles,...

The Scoop on IRAs and Tax Losses

by Stacy Francis, CFP®, CDFAMy friend who is a stockbroker wrote heaps of sell tickets for his clients back in December of last year. This may seem controversial, considering that finance gurus always advise us to sell high and buy low and it has been a long, long...

Spring Cleanout of Your Investment Portfolio

by Stacy Francis, CFP®, CDFAI love this time of the year! Trees painted in that fresh, new green, baby birds chirping in the trees, and a sense of excitement in the air. I spent last Saturday preparing my closet for spring and summer: warm, heavy jackets making...

The 8 Characteristics of a Successful Financial Plan

by Stacy Francis, CFP®, CDFA Having a financial plan in place means more than just having a good asset allocation or some insurance to protect the people you care for.  No matter what your age is or income level, you should always have a plan in place. it is...

Why You Need a Roth IRA

by Stacy Francis, CFP®, CDFAI met with a new client last week; a woman in her early thirties eager to get started on her nest egg. A discussion of her financial goals and priorities revealed that she hoped the not-so-distant future would bring her not only a home...

Your Financial Fitness Checkup

by Stacy Francis, CFP®, CDFALeaving the organic produce store yesterday, a flier on the revolving glass door caught my eye. It was entitled “HEALTH CHECKUP: Do You Have the Supplement Basics Covered?” and listed five types of supplements –...

The New Triangle Drama: Remarriage, Kids, and Inheritance

by Stacy Francis, CFP®, CDFAIt is rare that anyone cries in my office, but it did happen last week. A client reported between sobs that her dad had passed on a while back. Not only was she paralyzed with grief; she had also just learned that she wouldn’t get...

Ditch These Three Major Money Wasters and Save Hundreds

by Stacy Francis, CFP®, CDFAThis weekend, my family and I spent some time browsing plasma TVs at Best Buy. Strolling past walls of pulsating light and sharp-as-a-knife imagery, I was amazed at how much prices have dropped lately. In line, I was even more amazed at...

Bounce Back Boot Camp

by Stacy Francis, CFP®, CDFARecently, I received an email from one of my “Bounce Back Boot Camp” members who has difficulty planning a budget with a fluctuating income.  I’ve found that uncertain incomes are a common occurrence and can make...

Your Cell Phone Bill: Is Prepaid a Better Option?

by Stacy Francis, CFP®, CDFAAt a recent family get-together, the conversation turned to cell phones. More specifically, my sister-in-law had received a statement that morning. Stunned that she had used less than a third of the minutes she paid for, she wanted to...