Shocking Statistics on Women & Retirement

by Manisha Thakor”Do you ever worry about ending up old and poor?”For many women, becoming the proverbial “bag lady under the bridge” is one of their worst nightmares. Myself included. I literally sit down with my husband and our financial...

On the 12 Days of Christmas

by Susan HirshmanAs I was driving the other day, the song … On the twelve days of Christmas my true love gave to me….came on the radio.  It made me think – who really is our true love and what is it really that we want.Who really is our true love?  Well, I...

How To Be A Golden Girl

Are you worried about ending up old and poor? President of Transamerica’s Center, Catherine Collinson, was kind enough to share her thoughts on how we can “Help Women Become Golden Girls.”

The Scoop on IRAs and Tax Losses

by Stacy Francis, CFP®, CDFAMy friend who is a stockbroker wrote heaps of sell tickets for his clients back in December of last year. This may seem controversial, considering that finance gurus always advise us to sell high and buy low and it has been a long, long...

Why You Need a Roth IRA

by Stacy Francis, CFP®, CDFAI met with a new client last week; a woman in her early thirties eager to get started on her nest egg. A discussion of her financial goals and priorities revealed that she hoped the not-so-distant future would bring her not only a home of...

Spousal IRA 101

by Stacy Francis, CFP®, CDFAA woman approached me after maternity yoga last night. My husband is stoked about this child, she told me, and when my maternity leave is up, he would like to be a stay-at-home dad for a couple of years. I already know this means he won’t...

Term or Whole Life Insurance – Which Is Right for You?

by Stacy Francis, CFP®, CDFAI had breakfast with a new client this morning, at a cozy new bakery around the corner from my office. While the fruit and croissants couldn’t have been better, our conversation was anything but. My new client was- like so many people these...

Limiting Damage if You Have to Raid Your Retirement Savings

by Stacy Francis, CFP®, CDFANo matter how hard we try to focus on the positives and maintain an optimistic outlook on the future, no doubt things are getting ugly out there. This really dawned on me while reading a report from a recent out-of-state Savvy Ladies...

Personal Money Management: Dos and Don’ts

by Stacy Francis, CFP®, CDFAWhat a day! I met with a total of six different clients, updating their portfolios and helping them set financial goals for the new year. This is what I love the most about this time of the year: change is in the air, and people want to...

My 401(k) Is Getting Rid of the Match – Should I Still Contribute?

by Stacy Francis, CFP®, CDFAA client called me up with this excellent question yesterday. Of course, as long as your company matches your contributions, you should contribute as much as you can toward your 401(k). It is unwise to turn down free money, and especially...