Why we should start taking identity theft more seriously

By: David Lukić A lot of people hear about identity theft in the news but still fail to take it seriously. It is one of those things that people assume won’t happen to them, but in the modern age people have to be incredibly careful. What is Identity Theft and Online...

Before and During College: Help Your Student Avoid Credit Card Traps

By: Tom Melecki There’s nothing inherently wrong with college students having credit cards. In fact, 56% of them posses at least one. But help your student beware of all those offers from banks and other credit card providers at this time of year. After all, a credit...
Education Tax Credits: AOTC

Education Tax Credits: AOTC

by Ann Garcia Currently two tax credits exist to help defray higher education expenses, the American Opportunity Tax Credit (AOTC) and the Lifetime Learning Credit. Each is slightly different but for most families, the AOTC is the most beneficial. . Eligibility is...
EFC Formula Guide 2020-2021 & FAFSA Basics

EFC Formula Guide 2020-2021 & FAFSA Basics

by Ann Garcia Last week, the Department of Education released the FAFSA Formula Guide for the coming FAFSA. Before I give you that link, I want to share some basics about the FAFSA. I’ll also break out each section of it in depth in the coming weeks– hopefully before...
Protecting Yourself and Your Loved Ones From Credit Scams

Protecting Yourself and Your Loved Ones From Credit Scams

By: Marguerita M. ChengHow to Protect Your Credit from ScamsProtecting your credit from scams is an ongoing battle. If you’re feeling overwhelmed, you’re not alone. Research shows people aren’t as savvy at identifying scams as they think they are. Plus, you don’t...
How to Use Emotional Intelligence to Work From Home

How to Use Emotional Intelligence to Work From Home

By: Laura BergerThe Coronavirus pandemic has dominated, well, everything. But a not-so-small consequence is many employees being asked or forced to work from home. While a dream for so many, so many now realize how daunting this shift truly is.Generally, the...
Retirement Contributions and College

Retirement Contributions and College

by Ann GarciaPerhaps the most frequently asked question we get is how to balance saving for retirement and college. And I can’t answer that in a blog post because the right way to balance depends on your specific circumstances. We have told clients to pause retirement...
Five Questions For College-Bound Students

Five Questions For College-Bound Students

by Ann Garcia1. Have you talked with your parents about how much they’re willing to pay for college?Most families finance college through a combination of savings, cash flow and borrowing. A short-cut to how much you can afford is to add ¼ of your college savings, the...
Financial Tips for Moving Out on Your Own

Financial Tips for Moving Out on Your Own

By: Ted JamesMoving out on your own for the first time can be exciting, scary, and confusing all at the same time. And when it comes to your finances, there are several things you should be prepared to handle. Saving money, raising your credit score, building credit,...