3 Signs You Are Suffering From Lifestyle Creep

Do you ever feel like your possessions are holding you hostage? Or perhaps that you’ve bitten off more stuff than you can chew?  If you’ve ever suffered the pangs of financial indigestion, you may be one of the millions of Americans suffering from… lifestyle creep.

Nanny Tax 101

by Stacy Francis, CFP®, CDFAI do not make it a habit to eavesdrop, but the girls at the table next to me at the smoothie bar this morning were so loud and animated, there was no way around it. They were all international students, pushing the benefits of babysitting...

An Expert’s Guide to Family Budgeting

by Stacy Francis, CFP®, CDFA “I’m a CEO”, explained the new client with whom I had lunch yesterday, “yet I feel as though I have no control whatsoever over my family’s spending. I never have any money left to invest, store and credit card bills grow...

5 Money Lessons for Teens

by Stacy Francis, CFP®, CDFAI read in the newspaper the other day that in a survey, high schoolers answered only 48% of basic personal finance questions correctly. The number was only slightly higher – 65% – for college students. This is scary, as good money...

What Health Insurance Plan Is Right for You?

by Stacy Francis, CFP®, CDFAWith the birth of my daughter just around the corner, my husband and I spent Sunday afternoon reviewing our family’s insurance coverage. Many times, the addition of a new family member means that a different provider or different type of...

Top Ten Money Mistakes New Parents Make

by Stacy Francis, CFP®, CDFAWhen I showed up at a recent Savvy Ladies seminar with my big belly, naturally, the conversation gravitated toward money and parenthood. Many soon-to-be and new mothers expressed concern about making financial mistakes that could hurt their...

Family Budget: Keeping Your Kids’ Expenses Down

by Stacy Francis, CFP®, CDFAI met with a group of new mothers last week, who were eager to sort out their budgets now that two had become three. They all had a good understanding of the types of costs involved, but like many new parents, had underestimated the dollar...

What Types of Insurance Does Your Family Need?

by Stacy Francis, CFP®, CDFAOne of the moms from the park called me last night, in tears. Not only had she come back to her apartment to find the door ajar and her things all over the floor – when she got hold of the landlord, he informed her that his insurance policy...

3 Money Lessons for Pre-Schoolers

by Stacy Francis, CFP®, CDFAIn the park this weekend, one of the moms shocked me by telling me that her 5-year-old son recently asked her about car financing. Why, he wanted to know, can’t we have a Ferrari? It won’t cost anything – we’ll even get cash back!...

Saving for College in Tough Times

by Stacy Francis, CFP®, CDFA“My daughter is off to college in 2010,” a woman told me during the Q&A session at a recent conference. “Now the savings account we opened for her has been cut in half, and my husband has lost his job. Will a local community college be...