by Stacy Francis, CFP®, CDFA | Aug 28, 2008 | Blog, Investing, Stacy $avvy Advice
by Stacy Francis, CFP®, CDFAWalking from my office to my favorite lunch spot today, I heard four different languages spoken. The cameras, backpacks and maps made it difficult to take the people for immigrants – rather, I gather they were a few out of the countless...
by Stacy Francis, CFP®, CDFA | Aug 25, 2008 | Blog, Debt Management, Stacy $avvy Advice
by Stacy Francis, CFP®, CDFASomeone told me the other day that whenever an American scores a 5% raise, he or she immediately ups spending with 10%. Crazy, you may say, but the thing is, our society is built around exactly this sort of behavior. It doesn’t actually...
by Stacy Francis, CFP®, CDFA | Aug 15, 2008 | Blog, Family Finances, Stacy $avvy Advice
by Stacy Francis, CFP®, CDFALast week, I spent a long afternoon in the animal hospital with my cat. The good news is that Sunshine is doing just fine – the bad news is the bill – almost $700. Most people who – like me – love their pets to death have considered...
by Stacy Francis, CFP®, CDFA | Aug 14, 2008 | Blog, Investing, Stacy $avvy Advice
by Stacy Francis, CFP®, CDFAI had lunch with a friend today, who works with mortgages. She said that while for obvious reasons, not that many people are signing up for conventional house loans at this time, many are inquiring about so-called reverse mortgages. For...
by Stacy Francis, CFP®, CDFA | Aug 13, 2008 | Blog, Debt Management, Stacy $avvy Advice
by Stacy Francis, CFP®, CDFAA client complained to me the other day about how she had spent months trying to have a certain entry removed from her credit report. It was a misunderstanding from the beginning, it didn’t belong there, and because companies use credit...
by Stacy Francis, CFP®, CDFA | Aug 12, 2008 | Blog, Investing, Stacy $avvy Advice
by Stacy Francis, CFP®, CDFAI came across an interesting article in the newspaper this morning. Did you know that in many Muslim countries, it is illegal to charge interest when lending someone money? This got me thinking about the concept time value of money – in a...
