student loan debt | Savvy Ladies

After College: Revised Pay As You Earn — Could It Be The Best Plan for Repaying Your Student Loans?

by Tom Melecki | Sep 17, 2020 | Blog, Family Finances

By: Tom Melecki This concludes our review of the Federal Direct Loan Program‘s (FDLP’s) conventional repayment plans and income-driven repayment plans, including Income-Based Repayment, Income-Contingent Repayment, and Pay As You Earn. Today we’ll examine the last of...

After College: Things to Do As Your First Student Loan Payment Comes Due

by Tom Melecki | Sep 3, 2020 | Blog, Family Finances

By: Tom Melecki If you graduated from college last spring, chances are your obligation to begin repaying your Federal Direct Loans has begun. If you’ve not yet heard from the student loan servicer Washington hired to collect your payments, you need to contact it...

After College: Strategies for Your College Finance Plan

by Tom Melecki | Aug 20, 2020 | Blog, Debt Management, Family Finances

By: Tom Melecki We’ve discussed why students and their families need College Finance Plans (CFPs) and summarized strategies to use in your CFP’s “Before College” and “During College” phases. Let’s review some “After College” strategies. Almost 70% of college graduates...