by Stacy Francis, CFP®, CDFA | Aug 15, 2008 | Blog, Family Finances, Stacy $avvy Advice
by Stacy Francis, CFP®, CDFALast week, I spent a long afternoon in the animal hospital with my cat. The good news is that Sunshine is doing just fine – the bad news is the bill – almost $700. Most people who – like me – love their pets to death have considered...
by Stacy Francis, CFP®, CDFA | Aug 14, 2008 | Blog, Investing, Stacy $avvy Advice
by Stacy Francis, CFP®, CDFAI had lunch with a friend today, who works with mortgages. She said that while for obvious reasons, not that many people are signing up for conventional house loans at this time, many are inquiring about so-called reverse mortgages. For...
by Stacy Francis, CFP®, CDFA | Aug 13, 2008 | Blog, Debt Management, Stacy $avvy Advice
by Stacy Francis, CFP®, CDFAA client complained to me the other day about how she had spent months trying to have a certain entry removed from her credit report. It was a misunderstanding from the beginning, it didn’t belong there, and because companies use credit...
by Stacy Francis, CFP®, CDFA | Aug 12, 2008 | Blog, Investing, Stacy $avvy Advice
by Stacy Francis, CFP®, CDFAI came across an interesting article in the newspaper this morning. Did you know that in many Muslim countries, it is illegal to charge interest when lending someone money? This got me thinking about the concept time value of money – in a...
by Stacy Francis, CFP®, CDFA | Aug 11, 2008 | Blog, Budgeting, Stacy $avvy Advice
by Stacy Francis, CFP®, CDFAA friend of mine, who is a lawyer, left work early today to clean her house before her in-laws were coming into town. With her earnings in excess of $350 per hour, I frowned and asked why she didn’t simply hire a cleaning service. No, she...
by Stacy Francis, CFP®, CDFA | Aug 8, 2008 | Blog, Budgeting, Stacy $avvy Advice
by Stacy Francis, CFP®, CDFAI paid over four dollars per gallon at the pump today! While this may not impress Europeans, who have paid such prices for ages, the cost of oil certainly isn’t helping the US economy right now. Herds of people are making the switch from...