by Stacy Francis, CFP®, CDFA | Sep 19, 2008 | Blog, Debt Management, Stacy $avvy Advice
by Stacy Francis, CFP®, CDFA“Now that real estate prices are falling,” a woman told me over the phone today, “I would like to buy a town house or a condo. But I hear you need really good credit these days, and I have a feeling mine may be pretty bad.”I asked her what...
by Stacy Francis, CFP®, CDFA | Sep 16, 2008 | Blog, Debt Management, Stacy $avvy Advice
by Stacy Francis, CFP®, CDFANumerous people have told me that Mary Hunt’s book Debt-Free Living is well worth a look. This weekend, I finally got a chance to read it. Sure enough, it had some excellent points. My favorite was her four rules for getting out of debt. I...
by Stacy Francis, CFP®, CDFA | Sep 15, 2008 | Blog, Family Finances, Stacy $avvy Advice
by Stacy Francis, CFP®, CDFADuring a dinner party last weekend, a woman told me her son had taken her by surprise by asking “are we rich?” She said she was dumbfounded, and as she had no idea how to respond, she mumbled, “no.” Her son got extremely anxious, and she...
by Stacy Francis, CFP®, CDFA | Sep 12, 2008 | Blog, Budgeting, Stacy $avvy Advice
by Stacy Francis, CFP®, CDFAWatching TV last night got me thinking about how our entire society is built around this shopping trigger. TV and radio ads, magazines and catalogues all scream to us: you deserve this, you’re worth it, treat yourself! This is because savvy...
by Stacy Francis, CFP®, CDFA | Sep 11, 2008 | Blog, Marriage, Stacy $avvy Advice
by Stacy Francis, CFP®, CDFAOver lattes today, my best friend reported that her friend was finally leaving the husband we all tried to tell her she never should have married in the first place. I am sure that you have a few girlfriends who you love in spite of their...
by Stacy Francis, CFP®, CDFA | Sep 10, 2008 | Blog, Marriage, Stacy $avvy Advice
by Stacy Francis, CFP®, CDFAMy always-single girlfriend surprised me the other day at lunch, by informing me that she is moving in with her boyfriend. As this is a first for her, she had a million questions. Should she keep her apartment in case things don’t work out?...