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Savvy Ladies is a 501(c)(3) nonprofit organization providing free financial education to all women.

When Your Account Is in the Red

by Stacy Francis, CFP®, CDFA | Sep 22, 2008 | Blog, Debt Management, Investing, Stacy $avvy Advice

by Stacy Francis, CFP®, CDFAA lady I met last night while I was waiting for my husband to arrive at a restaurant was intrigued that I am a financial planner. As usual I typically get questions about their personal investment and/or finances. This case was no...

Finding and Understanding Your Credit Score

by Stacy Francis, CFP®, CDFA | Sep 19, 2008 | Blog, Debt Management, Stacy $avvy Advice

by Stacy Francis, CFP®, CDFA“Now that real estate prices are falling,” a woman told me over the phone today, “I would like to buy a town house or a condo. But I hear you need really good credit these days, and I have a feeling mine may be pretty bad.”I asked her what...

Four Rules for Paying Off Credit Cards

by Stacy Francis, CFP®, CDFA | Sep 16, 2008 | Blog, Debt Management, Stacy $avvy Advice

by Stacy Francis, CFP®, CDFANumerous people have told me that Mary Hunt’s book Debt-Free Living is well worth a look. This weekend, I finally got a chance to read it. Sure enough, it had some excellent points. My favorite was her four rules for getting out of debt. I...

The Financing Trap

by Stacy Francis, CFP®, CDFA | Aug 25, 2008 | Blog, Debt Management, Stacy $avvy Advice

by Stacy Francis, CFP®, CDFASomeone told me the other day that whenever an American scores a 5% raise, he or she immediately ups spending with 10%. Crazy, you may say, but the thing is, our society is built around exactly this sort of behavior. It doesn’t actually...

The Free Way to Clean Up Your Credit Report

by Stacy Francis, CFP®, CDFA | Aug 13, 2008 | Blog, Debt Management, Stacy $avvy Advice

by Stacy Francis, CFP®, CDFAA client complained to me the other day about how she had spent months trying to have a certain entry removed from her credit report. It was a misunderstanding from the beginning, it didn’t belong there, and because companies use credit...

Ten Percent Off at Macy’s – How Your Credit Score Affects Your Finances

by Stacy Francis, CFP®, CDFA | Aug 1, 2008 | Blog, Debt Management, Stacy $avvy Advice

by Stacy Francis, CFP®, CDFAI spent the afternoon shopping with a friend, and received no less than six credit card offers from well-meaning sales reps. Back home, three more waited for me in my mailbox. Frankly, it is no wonder that a large number of Americans have...
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