by Stacy Francis, CFP®, CDFA | Sep 29, 2008 | Blog, Debt Management, Stacy $avvy Advice
by Stacy Francis, CFP®, CDFAAt a seminar today, a woman desperate to take control over her finances confessed that her worst shopping trigger was depression. Whether she was feeling lonely, overworked, fat, poor, or just blue in general, the only way she could cheer...
by Stacy Francis, CFP®, CDFA | Sep 22, 2008 | Blog, Debt Management, Investing, Stacy $avvy Advice
by Stacy Francis, CFP®, CDFAA lady I met last night while I was waiting for my husband to arrive at a restaurant was intrigued that I am a financial planner. As usual I typically get questions about their personal investment and/or finances. This case was no...
by Stacy Francis, CFP®, CDFA | Sep 19, 2008 | Blog, Debt Management, Stacy $avvy Advice
by Stacy Francis, CFP®, CDFA“Now that real estate prices are falling,” a woman told me over the phone today, “I would like to buy a town house or a condo. But I hear you need really good credit these days, and I have a feeling mine may be pretty bad.”I asked her what...
by Stacy Francis, CFP®, CDFA | Sep 16, 2008 | Blog, Debt Management, Stacy $avvy Advice
by Stacy Francis, CFP®, CDFANumerous people have told me that Mary Hunt’s book Debt-Free Living is well worth a look. This weekend, I finally got a chance to read it. Sure enough, it had some excellent points. My favorite was her four rules for getting out of debt. I...
by Stacy Francis, CFP®, CDFA | Aug 25, 2008 | Blog, Debt Management, Stacy $avvy Advice
by Stacy Francis, CFP®, CDFASomeone told me the other day that whenever an American scores a 5% raise, he or she immediately ups spending with 10%. Crazy, you may say, but the thing is, our society is built around exactly this sort of behavior. It doesn’t actually...
by Stacy Francis, CFP®, CDFA | Aug 13, 2008 | Blog, Debt Management, Stacy $avvy Advice
by Stacy Francis, CFP®, CDFAA client complained to me the other day about how she had spent months trying to have a certain entry removed from her credit report. It was a misunderstanding from the beginning, it didn’t belong there, and because companies use credit...