by Stacy Francis, CFP®, CDFA | Sep 22, 2008 | Blog, Debt Management, Investing, Stacy $avvy Advice
by Stacy Francis, CFP®, CDFAA lady I met last night while I was waiting for my husband to arrive at a restaurant was intrigued that I am a financial planner. As usual I typically get questions about their personal investment and/or finances. This case was no...
by Stacy Francis, CFP®, CDFA | Sep 19, 2008 | Blog, Debt Management, Stacy $avvy Advice
by Stacy Francis, CFP®, CDFA“Now that real estate prices are falling,” a woman told me over the phone today, “I would like to buy a town house or a condo. But I hear you need really good credit these days, and I have a feeling mine may be pretty bad.”I asked her what...
by Stacy Francis, CFP®, CDFA | Sep 16, 2008 | Blog, Debt Management, Stacy $avvy Advice
by Stacy Francis, CFP®, CDFANumerous people have told me that Mary Hunt’s book Debt-Free Living is well worth a look. This weekend, I finally got a chance to read it. Sure enough, it had some excellent points. My favorite was her four rules for getting out of debt. I...
by Stacy Francis, CFP®, CDFA | Aug 25, 2008 | Blog, Debt Management, Stacy $avvy Advice
by Stacy Francis, CFP®, CDFASomeone told me the other day that whenever an American scores a 5% raise, he or she immediately ups spending with 10%. Crazy, you may say, but the thing is, our society is built around exactly this sort of behavior. It doesn’t actually...
by Stacy Francis, CFP®, CDFA | Aug 13, 2008 | Blog, Debt Management, Stacy $avvy Advice
by Stacy Francis, CFP®, CDFAA client complained to me the other day about how she had spent months trying to have a certain entry removed from her credit report. It was a misunderstanding from the beginning, it didn’t belong there, and because companies use credit...
by Stacy Francis, CFP®, CDFA | Aug 1, 2008 | Blog, Debt Management, Stacy $avvy Advice
by Stacy Francis, CFP®, CDFAI spent the afternoon shopping with a friend, and received no less than six credit card offers from well-meaning sales reps. Back home, three more waited for me in my mailbox. Frankly, it is no wonder that a large number of Americans have...