by Savvy Ladies | Nov 17, 2025 | Blog, Debt Management
Looking for a trustworthy way to take control of your debt? Our partners at the National Foundation for Credit Counseling can help you get the debt management guidance you deserve. Getting out of debt requires a plan. Here, you’ll learn what a Debt Management...
by Savvy Ladies | Aug 28, 2025 | Blog, Budgeting, Debt Management
Smart spending isn’t just about cutting costs. It’s about making your money reflect your values. Every dollar you spend shapes your financial future. To shift your mindset, start by zooming out and looking at the big picture: define your money values, create a budget...
by Judith Herbst | Jul 5, 2024 | Knowledge Center, Blog, Debt Management
Understand Your Credit Card Monthly Payment Understanding Your Credit Cards What is credit? Credit is the immediate use of products, services, or money in exchange for the promise to pay in the future. We can access credit using credit cards, charge cards, retail...
by Savvy Ladies | Mar 15, 2023 | Blog, Budgeting, Debt Management, Family Finances, Financial Literacy
Jennifer Jonassaint, a Savvy Ladies Helpline Volunteer answers women’s financial questions submitted to the Free Financial Helpline In 2022, Black women earned 70% as much as White men, compared to a ratio of 83% for White women. The combination of racial wealth...
by Stacy Francis, CFP®, CDFA | Dec 7, 2022 | Blog, Debt Management
Overwhelmed by credit card debt? Read the advice from Savvy Ladies founder Stacy Francis, CFP®, CDFA below and create your own roadmap to get out of it! Want to learn more about credit card debt management? Take a free debt management course here! By Stacy Francis,...
by Stacy Francis, CFP®, CDFA | Dec 7, 2022 | Blog, Debt Management, Stacy $avvy Advice
By Stacy Francis, CFP®, CDFA According to myFICO, it’s important to note that repairing bad credit is a bit like losing weight: It takes time, and there is no quick fix. In fact, out of all of the ways to improve a credit score, quick-fix efforts are the most likely...