Free Helpline
Donate
Search Site

Free Helpline | Donate | Search Site

Savvy Ladies logo
  • Get Help
    • Free Financial Helpline for Women
    • Free Courses
    • A Financial Well-Being Workbook
    • Podcast Power of the Ask
    • Free Panel Series
    • Webinar Sessions
    • Blog
      • Stacy’s Savvy Financial Advice
    • FAQ
    • Savvy Ladies Resource Guide
  • Our Impact
    • About
    • Mission
    • Who We Are
    • Women We Serve
    • Meet Our Helpline Volunteers
    • Sponsors and Supporters
    • Stories
  • Financial Roadmap
    • Budgeting
      • Budgeting Worksheet
      • Budgeting Calculator – How Much Am I Spending?
    • Career & Income
    • Caregiving
    • Debt Management
    • Divorce & Money
    • Family Finances
    • Financial Abuse Recovery
    • Investing
    • Marriage
    • MidLife Finances
    • Retirement
    • Widowhood
  • News & Events
    • The Savvy Pledge™
    • Program Calendar
    • News
    • Social
    • Past Events
      • Annual Gala Benefit 2025
      • Volunteer Summit 2025 (April 28 & 29)
      • Leading Voices: Women & Wealth in Focus (Panel & Networking – April 30)
      • Impact Panel Breakfast Celebration 2025
      • Annual Gala Benefit 2024
  • Get Involved
    • Corporate Sponsorship
    • Become A Helpline Volunteer
    • Savvy Ladies Junior Board

Savvy Ladies is a 501(c)(3) nonprofit organization providing free financial education to all women.

Savvy on Social

Follow @savvyladies on social media to stay up to date on Savvy news, add financial education to your feed and support Savvy virtually.
  • Follow
  • Follow
  • Follow
  • Follow
  • Follow

savvyladies

Empowering women with free financial education

✨ Save the Dates for 2026. We’ve wrapped up an inc ✨ Save the Dates for 2026. We’ve wrapped up an incredible year of empowering women, and we’re looking ahead to creating a bigger impact in 2026!

Mark your calendars for our two most meaningful annual events:

💚Women of Impact Breakfast
 📆 Tuesday, April 14, 2026
 📍Greenberg Traurig NYC Offices

💚Annual Gala & Awards Celebration
 📆 Monday, October 26, 2026
 📍The New York Historical

More details and registration information will follow next year, but for now. We hope you’ll mark your calendar and plan to be part of these special moments.

🔗  https://www.savvyladies.org/events/upcoming-events/

#SavvyLadies #NonProfit #WomenOfImpact #AnnualGala #SaveTheDate #Empowerment #NYC
How to Stay Savvy, Joyful, and Financially Confide How to Stay Savvy, Joyful, and Financially Confident This Season. The holidays are a season of celebration and joy, but for many women, they’re also a season of real financial stress. Between gifts, travel, and hosting, it’s easy for spending to snowball and stress to creep in.

The good news? With a little planning and a few smart strategies, you can enjoy a wonderful holiday season without derailing your financial goals. 

✅ Start with a Holiday Spending Plan: Make a budget and check it twice! 

✅ Smart Ways to Save Throughout the Season: Shop thoughtfully, avoid the gift card trap, tame “small” daily expenses, and audit your subscriptions. 

✅ Save on Holiday Travel: Holiday flights often come with higher prices and fierce competition—learn the tweaks that make a big difference. 

✅ A “12 Days of Financial Peace” Holiday Checkup: This year-end ritual helps you give yourself the greatest gift of all: peace of mind.
	Day 1: Review your life insurance coverage. 
	Day 2: Revisit your retirement goals. 
	Day 3: Assess your emergency savings. 
	Day 4: Review your disability coverage. 
	Day 5: Update your estate plan (or lack thereof). 
	Day 6: Evaluate your need for long-term care insurance. 
	Day 7: Reflect on your health and financial well-being. 
	Day 8: Review your investment habits and performance. 
	Day 9: Replace a few hours of online scrolling with financial education. 
	Day 10: Check your umbrella policy. 
	Day 11: Make sure you are familiar with all your household finances. 
	Day 12: Audit your credit cards.

Read the full article on Holiday Spending Guide: How to Stay Savvy, Joyful, and Financially Confident This Season: 
🔗 https://www.savvyladies.org/education/holiday-spending-guide/

💚You don’t have to navigate this alone with the savvy ladies’ free helpline. Get free, confidential help from pro bono financial experts with your money questions or holiday stress. Download the app or visit SavvyLadies.org

Financial knowledge is power!

#SavvyLadies #HolidaySpending #FinancialConfidence #SmartMoney #WomenInFinance
Learn DIY debt management techniques and how to pr Learn DIY debt management techniques and how to protect yourself from identity theft and various scams.

Savvy Ladies is teaming up with W!se, an award-winning national educational non-profit dedicated to developing financial literacy, to bring you a hands-on, 4-part virtual financial literacy workshop series, exclusive to Savvy Ladies clients for FREE! 

This program is specifically designed to help you build financial confidence and achieve greater financial independence.

📆Dec 9th at 06:00 PM  EST 
🔗 Free To Register #linkinBio 

#savvyladies #moneytalks #financialknowledge #identitytheft  #debtmanagement
💚The Savvy Ladies® Free Financial Helpline will Ma 💚The Savvy Ladies® Free Financial Helpline will Match You with a pro bono financial professional and get your financial question answered. 

Here’s how: 
1️⃣Download the savvy ladies app or Visit Savvyladies.org
2️⃣ Submit Your Financial Question on the Savvy Ladies® Financial Helpline 
3️⃣Verify Your Email After Submission
4️⃣Get Matched with a Financial Volunteer

Savvy Ladies® provides that opportunity to all women to learn and safely ask questions, with no shame, but with support to help you find the right financial path forward.

Financial Education is Power! 💚

#savvyladies #financialgoals #moneytip #financialplanning #budgeting #investing #financialindependence #financialfreedom
💚 Take the Savvy Pledge™ and join our first virtua 💚 Take the Savvy Pledge™ and join our first virtual Money Conversation Circle! 

When you take The Savvy Pledge™ to have a meaningful money conversation with someone in your life, you’ll receive an exclusive invitation to our first virtual Money Conversation Circle on Monday, December 8, at 6:00 pm ET.
 
During this 60-minute virtual session, you’ll connect with like-minded women and explore meaningful financial topics through hands-on exercises, guided by Stacy Francis, CFP®, CDFA®, CES™, Founder of Savvy Ladies. You’ll reflect, share, and leave inspired to talk about money with greater confidence and clarity.
 
#moneytalks #moneytips #savvyladies #thesavvypledge #moneyconversations
97% of physically abusive relationships also invol 97% of physically abusive relationships also involve financial abuse. 💔

This shocking statistic was a painful, personal reality for Savvy Ladies founder, Stacy Francis. She shares the heartbreaking story of her grandmother, who felt she “stayed because of money.”

✨  Financial knowledge is a fundamental tool for safety and independence. It gives women the power to make critical decisions about their life, their home, and their children.

Savvy ladies was created to empower women to take control of their finances by providing free financial education and resources.

💚 Need financial guidance? Have a money question?
The Savvy Ladies® Free Financial Helpline will Match You with a Financial Advisor. Get the Expert Advice You Deserve

#LinkInBio 

#SavvyLadies #FinancialAbuseAwareness #FinancialFreedom #StacyFrancis #WomensEmpowerment #FinancialHelp
Financial expert Tricia Taitt reveals the biggest Financial expert Tricia Taitt reveals the biggest profit opportunity entrepreneurs overlook—and no, it’s not cutting payroll or rent. The secret? Focus on your direct costs so every product/service generates profit on its own. Listen to the latest Power of the Ask episode for the full strategy. #linkinbio
Our #GivingTuesday gift to you! 💚 Take the The S Our #GivingTuesday gift to you! 

💚 Take the The Savvy Pledge™ to have a meaningful money conversation, and join us for the very first virtual Money Conversation Circle, with Stacy Francis, CFP, CDFA, CES , Savvy Ladies Founder, on December 8th. Register For Free #linkinBio 

Our #GivingTuesday ask!
As we close out the year, we invite you to take one more meaningful step in supporting women’s financial empowerment and consider making a tax-deductible donation to the Savvy Ladies End-of-Year Campaign. Your gift helps us:
 
💚 Keep the Helpline free and accessible to every woman in need
 💚 Expand our reach to underserved communities
 💚 Train and support our volunteer advisors

Your generosity covers the operational and technological costs that make the Helpline possible—ensuring women receive free, confidential, one-on-one support from our volunteer financial advisors exactly when they need it most. With your help, no woman has to face her financial journey alone.

 Your Impact by the Numbers:
 Donate $100 ➡️ Help one woman
 Donate $500  ➡️  Help five women
 Donate $1,000  ➡️ Help ten women

Make Your Gift Today! #LinkInBio 

Be sure to ask your employer if they have a Matching Gift Program. Many companies also offer a financial match for volunteer hours. We can provide any required documents.

From all of us at Savvy Ladies, thank you!

#givingtuesday #savvyladies #nonprofit #financialliteracy
💳 Do you know how credit reports and credit scores 💳 Do you know how credit reports and credit scores truly apply to you? This is your chance to learn!

Join us for MoneyW!se Session 3: Credit and Debt Management

Savvy Ladies is proud to team up with W!se to continue our FREE, 4-part financial literacy workshop series, exclusive to Savvy Ladies clients!

💚 This program is Free to register!

🗓️ Date & Time: Tuesday, December 2nd 
⏰ 6:00 PM ET 
🔗 Link In Bio To Register!

#SavvyLadies #MoneyW!se #W!se #FinancialLiteracy #CreditScore #DebtManagement #CreditandDebt #FreeWorkshop #FinancialConfidence
The most empowering step a woman can take on her f The most empowering step a woman can take on her financial journey is having money talks with the people around her, such as colleagues, friends, and family. 

Just ask Alma Rose Powell, who found empowerment at 53: “I feel like I have vocabulary around finances which I never had before.”

Your next step to empowerment: TAKE THE SAVVY PLEDGE. HAVE A MONEY CONVERSATION!

When you take the Savvy Pledge, you’ll also receive an invitation to an exclusive virtual Money Conversation Circle led by Savvy Ladies Founder, Stancy Francis.

➡️ Click the link in our bio to claim your spot and start your conversation.

#savvyladies #financialliteracy #moneytalks #moneyconversations #thesavvypledge
Happy Thanksgiving, Savvy Ladies! 💚 Today, as we g Happy Thanksgiving, Savvy Ladies! 💚 Today, as we gather with family and friends, we encourage you to have Money Conversations!

To help you break the ice and spark those powerful discussions, we’ve put together some of the Money Conversation Cards! These fun, thought-provoking prompts are designed to kick off real talks that can lead to real impact in your life and family finances.

💚 Take The Savvy Pledge™ today to have a money conversation and be invited to an exclusive Money Conversation Circle with Stacy Francis, CFP®, CDFA®, CES™, Savvy Ladies Founder, on December 8th!

Click the link in our bio to Take The Savvy Pledge™

#Thanksgiving #MoneyTalks #SavvyLadies #ThesavvyPledge #FinancialWellness #FamilyFinance #MoneyConversations
With the holidays coming up, Savvy ladies want to With the holidays coming up, Savvy ladies want to help ensure you are prepared!

 We asked our community of financial experts for 10 Smart, Savvy Spending Tips.

1. Plan and Prioritize: Make a wishlist, focus on needs before wants, and always research and compare prices first.

2. Avoid Impulse Buys: Stick to your plan. Ask yourself: Can I afford this right now and still cover my essentials? If the answer is no, wait.

3. Time Your Buying: Take advantage of sales, coupons, and discount codes. Understand seasonal sales and promotional periods to buy at the best time.

4. Join Loyalty Programs: Rewards can save you money, but check the fine print! Learn the rules so you aren’t caught off guard later.

5. Stick with Quality Brands: Look for affordable quality. Buying something well-made saves money in the long run and often retains some resale value.

6. Check Return Policies: Avoid surprise costs! Always check shipping fees, return fees, and timeframes for both online and in-store purchases.

7. Cash or Card? Many experts recommend shopping with cash to stick to your budget. If using a credit card, choose one that offers points or cash back you’ll actually use.

8. Evaluate Non-Cash Assets: Liquidate assets like unwanted gift cards, dividend rewards, or old possessions to free up cash for essentials.

9. Buy in Bulk: When it makes sense, purchase non-perishable items in bulk to save money over time. Just make sure you have the storage space!

10. Shop with a Friend: Shopping with a trusted friend provides accountability and helps you avoid unnecessary purchases. Plus, you get a second opinion!

✅ Save this Reel for your next shopping trip!

💬 Which tip are you using first? Let us know in the comments!

💚 FREE FINANCIAL HELPLINE FOR WOMEN. Feeling anxious during the holidays? Savvy Ladies is here. Speak to a financial expert today! 🔗 #LinkinBio 

#HolidaySpending #savvyladies #FinancialHacks #SmartBudgeting  #financiallitteracy
The biggest risk can lead to your biggest reward, The biggest risk can lead to your biggest reward, says Tricia Taitt (@fincorestrong) She had a six-figure job offer after business school... and asked them to defer it for a year so she could pursue her passion for dance on Broadway. Talk about #ThePoweroftheAsk! Hear her incredible story of pivoting from Wall Street to the stage, and how that courage helped her launch FinCore, on this week’s episode.
✨ Join us TODAY! We’re kicking off Session 2 of ou ✨ Join us TODAY! We’re kicking off Session 2 of our FREE MoneyW!se financial literacy workshop!

Savvy Ladies is proud to team up with W!se to bring you this 4-part virtual series designed to build your financial confidence.

💰 Tonight’s Focus: Budgeting & Banking
Tune in to explore essential budgeting techniques, learn about the cost of money, and understand the different types of banks available.

💚 This program is Free To register!
Don’t miss this chance to achieve greater financial independence.

🗓️ Date & Time: Nov 2=5, 2025 at 06:00 PM ET 
🔗 Link In Bio To Register! 

#SavvyLadies #MoneyW!se #W!se #FinancialLiteracy #Budgeting #Banking #FreeWorkshop #FinancialConfidence
Women often feel that conversations about money ca Women often feel that conversations about money can feel uncomfortable or even taboo. Let's keep changing the culture of money silence! 

Listen to what Chantel shared about her experience and how having money conversations can be a powerful and life changing experience.

Are you ready to start your own money conversation and equip yourself with tools to feel more financially confident and take charge of your future?

💚 Take The Savvy Pledge™ today to have a money conversation and be invited to an exclusive Money Conversation Circle with Stacy Francis, CFP®, CDFA®, CES™, Savvy Ladies Founder, on December 8th!

Click the link in our bio to Take The Savvy Pledge™

#SavvyLadies #MoneyTalks #WomensEmpowerment #FinancialWellbeing #MoneyMindset #moneyconversationscircles
Unleash your inner CEO and dance your way to finan Unleash your inner CEO and dance your way to financial freedom! 💃 This week on the Power of the Ask, we’re joined by the incredible Tricia Taitt (@fincorestrong), CEO of FinCore and author of Dancing with Numbers. From Wall Street to Broadway, Tricia shares her journey of pivoting, building a thriving team, and the powerful mindset shifts needed to unlock more profitability for your business. Get ready to transform your money story! Listen now.
We are absolutely thrilled to share this great pro We are absolutely thrilled to share this great program by Ruchi Pinniger, a @savvyladies’ Executive Board Member! 

✨Redefining Prosperity™ Workshop - For Entrepreneurs with Ruchi Pinniger, Founder of @watchherprosper 

You’re successful on paper, but money still feels confusing—flowing out as fast as it comes in, leaving you frustrated, overwhelmed, or spinning your wheels.

In this interactive, transformational workshop, Prosperity Mentor Ruchi Pinniger paves the way for you to fulfill your mission by helping you blend finance, energetics, and identity work. When you attend this workshop, you’ll leave fear and confusion behind and step into your prosperity era – creating your own definition of prosperity, embracing the duality of business ownership, and leveraging the spiritual and the practical aspects of building a beautiful, prosperous life.

🌿 What You’ll Take Away
1️⃣ The Wheel of Prosperity™ - A Fresh Definition of Success
Discover what prosperity really means to you—not just as a number, but as a lived experience of peace, purpose, and possibility. You’ll reconnect with your deeper truth beyond revenue goals and identify how to shift the inner disconnect creating financial stress or anxiety.

2️⃣ The RIR Method™ for Embodying Abundance
Learn Ruchi’s step-by-step practice to shift from fear into financial certainty—moment by moment. You’ll walk away with an energetic and practical roadmap for feeling safe, supported, and prosperous no matter how much you see in your bank account.

3️⃣ A Vision-Led Plan for Sustainable Growth
Integrate strategy with soul as you design a financial foundation that funds your next-level life and makes your 85 year old self beam with pride. You’ll create a simple, actionable plan that aligns your goals, values, and daily habits with your most prosperous future.

➡️ Register today at: Redefiningprosperity.com 

💚 complementary code: SAVVY
📅 December 3, 2025 11:00 AM - 12:30 PM EST
LIVE on Zoom

#SavvyLadies #WomenInBusiness #Entrepreneurship #FinancialWellness #RedefiningProsperity #RuchiPinniger #watchherprosper
The incredible Vivian Tu @your.richbff joins us on The incredible Vivian Tu @your.richbff joins us on The Power of the Ask podcast to discuss why money conversations should feel approachable, supportive, and empowering. She went from Wall Street pro to the trusted voice helping women gain control over their finances. This conversation is brought to you by our partners at @marshalls, who share our mission of equipping women with the right tools and knowledge.
 
Listen at our #linkinbio.
Breaking the Financial Silence. 💬 The courage we Breaking the Financial Silence. 💬

The courage we witnessed in our recent Money Conversation Circle, hosted in partnership with @bottomlessclosetnyc, was truly unforgettable. We are so proud of the brave women who showed up to talk about money.

Talking openly about money reduces isolation and builds the confidence needed to take real steps toward Financial Security. That’s the power of community!

Thank you, @knopmanmarks for sponsoring this Money Conversations Circle. Your support is essential in empowering women to build financial confidence, overcome money shame, and achieve true financial agency.

✨Take The Savvy Pledge™ to have a money conversation and be invited to an exclusive Money Conversation Circle with Stacy Francis, CFP®, CDFA®, CES™, Savvy Ladies Founder on December 8th! 
🔗 Link In Bio! 

💚 Interested in hosting a Money Conversations Circle for your group? Send us a DM! 

#SavvyLadies #MoneyConversations #FinancialConfidence #BottomlessCloset #KnopmanMarks #Moneycircles #financialliteracy  #FinancialFreedom #WomenAndWealth
#FinancialEmpowerment #WomenAndWealth #MoneyConfidence #Moneytalks #Moneyconversationscircle
Build financial confidence and achieve greater fin Build financial confidence and achieve greater financial independence. Join Us for Part -1 of Our FREE Financial Literacy Workshop! 

Savvy Ladies is teaming up with W!se, an award-winning national educational non-profit dedicated to developing financial literacy, to bring you a hands-on, 4-part virtual financial literacy workshop series, exclusive to Savvy Ladies clients for FREE!

 
🌟 Session 1 Focus: Your Money & Goal Setting
Understand what needs vs wants means in our budgeting series.

🗓️ Tuesday, November 18 
⏰ Time: 6:00-7:30 p.m. ET
🔗 Register NOW - Link In Bio

#SavvyLadies #FinancialLiteracy #FreeWorkshop #FinancialEmpowerment #BudgetingTips #GoalSetting
Follow on Instagram

Looking for a safe space for women to connect and share their financial education journey?

Join the Facebook group
Savvy Ladies
Savvy Ladies ask badge
Candid seal 2025
  • Follow
  • Follow
  • Follow
  • Follow
Savvy Ladies
Savvy Ladies ask badge
Candid seal 2025
  • Follow
  • Follow
  • Follow
  • Follow
Since 2003 our 501(c)(3) nonprofit organization has been providing free financial education to all women. We are proud to have received the Guidestar Seal of Transparency.

Download our Free Helpline App

app-store-download play-store-download

Privacy Policy
(917) 764-3644  | [email protected]

Copyright © 2003-2025 Savvy Ladies LLC. All Rights Reserved.

FREE HELPLINE  |  DONATE  |  BECOME A HELPLINE VOLUNTEER

FREE HELPLINE  |  DONATE

BECOME A HELPLINE VOLUNTEER

We've detected you might be speaking a different language. Do you want to change to:
Change language to Español de México
Change Language
Close and do not switch language
EN
ES