Do You Know Where Your Investments Are?

by Stacy Francis, CFP®, CDFAA survey of those who own mutual funds found about 40 per cent didn’t know the names of the funds they bought. Even if you are a pro when it comes to rattling off the latest mutual fund you purchased, you still may not have a clue...

How Smart Investors Blow It

by Stacy Francis, CFP®, CDFAGoing back to the early 2000s, our friends at Dalbar have been conducting a study to determine whether investors’ investment decisions impacts their investment performance. Unfortunately, it does. In a BIG way. As with every year’s study so...

How International Do You Want to Be?

by Stacy Francis, CFP®, CDFAParis, London and Rome, here we come!Care to own a little of London or un petite peu de Paris? The relationship between international stocks and retirement savings is along the same lines at brie and French baguettes – you shouldn’t...

Overreacting to the Market

by Stacy Francis, CFP®, CDFAIf you are developing a nervous twitch lately it may be a sign that you are a market over-reactor. While there will always be an economist that preaches doom and gloom, be assured that while the economy may have slowed, it hasn’t...

Should You Be on the Field or On the Sidelines?

by Stacy Francis, CFP®, CDFAWhen the market is in transition, it’s tough to decide whether to be in the game or on the sidelines. In order to know the answer to this question what we really need is a crystal ball. Since neither you nor I have access to a crystal...

Does Your Head Hurt? How To Choose a Mutual Fund?

by Stacy Francis, CFP®, CDFAThere are so many different kinds of mutual funds, does your head hurt? How do you pick one that’s going to make you a ton of money? There are now funds that specialize in so many different parts of the world and so many industry...

Asset Allocation Made Sexy. Where Should You Put Your Money?

by Stacy Francis, CFP®, CDFAAchieving a secure financial future has less to do with picking the right stock or mutual fund and more to do with the method in which you divide or diversify your investments. Studies show that asset allocation will account for about 90%...

So You Think You Are a Stock Picker?

by Stacy Francis, CFP®, CDFAHere’s something that happens all the time to me: somebody will mention they’re thinking of buying a certain “hot” stock. The next question is if I think that’s a good idea? I always give them the same answer – I...

The Benefits and Risks of Owning a Home

by Stacy Francis, CFP®, CDFA With all of the excitement in real estate lately, you might be wondering if you should take the plunge and buy a home. Homeownership has many advantages – both financial and personal. But there are many things to consider before you jump...