by Stacy Francis, CFP®, CDFA
When the market is in transition, it's tough to decide whether to be in the game or on the sidelines. In order to know the answer to this question what we really need is a crystal ball. Since neither you nor I have access to a crystal ball we need to look at alternatives.
The best way to accurately predict the future is to invest in it. Certainly it's better to have money working. Worried money sitting in a checking account never makes money.
The best bet for the future involves investing in a diversified portfolio of stocks and bonds. By spreading out your investment portfolio, you usually can reduce risk, minimize losses, and take advantage of the next "surprise" winners.
Savvy Ladies’ Tip: Throw your crystal ball away and start getting in the game.