Debt Management

What is debt? Debt is carrying over a balance on a credit card from one month to the next. Also, a car loan and a mortgage are considered debt. When you pay less than the minimum payment and miss a payment, penalties usually occur, and this can lead to mounting debt consequences. When debt gets beyond your control, setting a debt management payment plan will help get you back on track.

Financial planning and budgeting are critical steps in planning your debt management strategy.

Savvy Ladies webinars, blog articles, and 1:1 Mentoring can help get you started understanding your debt and what strategies are right for you.

Top articles to read about Debt & Credit
How to Pay Off Credit Card Debt

How to Pay Off Credit Card Debt

Overwhelmed by credit card debt? Read the advice from Savvy Ladies founder Stacy Francis, CFP®, CDFA below and create your own roadmap to get out of it! Want to learn more about credit card debt management? Take a free debt management course here! By Stacy Francis,...

Top 6 Tips for Improving Your Credit Score

Top 6 Tips for Improving Your Credit Score

By Stacy Francis, CFP®, CDFA According to myFICO, it’s important to note that repairing bad credit is a bit like losing weight: It takes time, and there is no quick fix. In fact, out of all of the ways to improve a credit score, quick-fix efforts are the most likely...

What You Need to Know About Credit

What You Need to Know About Credit

By Stacy Francis, CFP®, CDFA You sit down in your mortgage broker’s office because you can’t stand the news. Your credit is so bad you will not be able to secure a loan to buy the dream home you just bid on. Can you imagine? After months of taking time off work to run...

Webinars on Debt Management
Strategies for Controlling Your Cash Flow

Strategies for Controlling Your Cash Flow

This session is for you if you: Are a owner of a small or mid sized business who not only wants to grow sales but more importantly keep more of what you make. Are using a PPP loan, EIDL loan or some other form of cash to currently fund your business and want to know...

Financial wellness amid COVID-19

Financial wellness amid COVID-19

In this webinar, we’ll cover Reducing expenses Increasing income How to manage cash flow in this crisis About Rebecca: Rebecca Eve Selkowe is a NYC-based financial wellness expert and attorney, author of Dominate Your Debt: A Work & Play Book and creator of the...