Budgeting Knowledge Base

Find the budgeting information you need here.

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Getting to Know Our Relationship with Money

Rewrite Your Money Story, Change Your Life

Do you tell yourself money stories? Is there a little voice in your head saying “you’re no good with money,” or “you’re not capable of getting a handle on your finances,” or “you’ll never manage to save enough”? Negative, demoralizing stories like these can keep you...

Money and Emotions

Financial decision making can be highly emotional. We’ll discuss how make the best financial decisions even when we are overwhelmed.

The One-Page Financial Plan

Bridge the gap between where you are now and where you want to go. People feel confused or paralyzed when dealing with money. They want the best advice!

Do You Have A Scarcity Mindset?

From our earliest childhood memories, most of us remember hearing specific messages about money from the adults that took care of us. What did you hear when you were growing up? Was money hard to come by? Was it tight? Did you hear the adults around you arguing about money? Did it feel like there was never enough for everyone to feel good?

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What is a Budget

Home Sharing to Cut Housing Costs

By Marge Schiller, CFP® Is your cost of housing too large a portion of your income today? Are you having trouble finding an affordable rental in your community? Or is your current home more space than you really need but you like it?  If your answer is “Yes” to any of...

Your Budgeting Worksheet

With this easy to use DIY budget worksheet you can start tracking your earnings and your spending, be mindful about your money and make better decisions that will lead to financial stability. Start gaining control by routinely checking back on just that one spreadsheet…and the best part is that your privacy is protected since the budgeting spreadsheet resides in your drive, so you don’t have to share any information with anyone.

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Why Savings is an Important Part of Your Budget

How to Save Even When You Don’t Think You Can

By: Ashley Patrick Sometimes it can feel like the world is against us and no matter what we do, we can’t seem to get ahead. Every time we try to save money, something “pops” up that we didn’t think about or plan for. Even though it can feel like no matter what we do,...

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Financial Tips & Tricks

3 Reasons To Take Your Online Banking Relationship To The Next Level

by ManishaThakor Are you banking online?  A recent survey says 80 percent of U.S. online households are. However, if you’re limiting your online account management to checking your balance or reviewing past transactions you are missing out on the biggest benefits of...

Great Ways to Shop More and Spend Less

by Stacy Francis, CFP®, CDFA Shopping tips from the recession in 2008 still hold true today, if not more so. Online shopping is the norm today in 2022 and looking to compare pricing online makes it easier to find the best price for what you are looking for. Savvy...

Suze Orman on Limiting Holiday Spending Damage

by Stacy Francis, CFP®, CDFA I read an excellent Suze Orman article last night, and thought I should share. Use these five easy techniques, and it will make all the difference this holiday season. Consider credit card interest rates. If you plan to pay off your...

Take Control of Your Finances with Our Free Budgeting Courses

Take the first step towards financial stability with our free budgeting courses. Our online lessons will provide you with the tools and knowledge you need to create and stick to a budget that works for you. By taking control of your finances, you’ll be able to save more, reduce debt, and achieve your financial goals. Whether you’re a beginner or an experienced budgeter, our courses are designed to be accessible and easy to understand. Don’t wait, start your budgeting journey today and take control of your financial future!

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Savvy Ladies will protect all information you share with us to the fullest extent of the law. The purpose of collecting demographic information is for the sole purpose of understanding the needs of our community. We will not sell or rent any of your personal information to third parties.

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