{"id":210,"date":"2010-12-30T08:47:26","date_gmt":"2010-12-30T15:47:26","guid":{"rendered":"https:\/\/a0109a0e50.nxcli.io\/\/is-there-such-thing-as-a-kid-friendly-bank-account\/"},"modified":"2021-06-24T13:39:46","modified_gmt":"2021-06-24T19:39:46","slug":"existe-una-cuenta-bancaria-para-ninos","status":"publish","type":"post","link":"https:\/\/www.savvyladies.org\/es\/education\/is-there-such-thing-as-a-kid-friendly-bank-account\/","title":{"rendered":"\u00bfExiste una cuenta bancaria adaptada a los ni\u00f1os?"},"content":{"rendered":"<p>por <strong>Stacy Francis, CFP\u00ae, CDFA<\/strong><\/p>\n<p>\u00bfAlguna vez le has dado un d\u00f3lar a tu hijo y has visto su cara de asombro? Imagina c\u00f3mo puede cambiar esa expresi\u00f3n en unos a\u00f1os cuando tenga su propia cuenta bancaria que haya aumentado gracias a los intereses. &nbsp;<\/p>\n<p><strong>\u00bfEl problema? <\/strong>&nbsp;Las altas comisiones de las cuentas bancarias con saldo bajo hacen que los ni\u00f1os probablemente terminen perdiendo dinero. Una cuenta de ahorros com\u00fan suele requerir un saldo superior a $200 para evitar esas molestas comisiones mensuales de alrededor de $3. Esto significa que un ni\u00f1o puede pagar $36 al a\u00f1o en comisiones y ganar solo 0,50 d\u00f3lares en intereses.<\/p>\n<p><strong>\u00bfLa soluci\u00f3n? <\/strong>Afortunadamente, muchos bancos ofrecen una opci\u00f3n sin comisiones ni m\u00ednimo de dep\u00f3sito para menores; sin embargo, no siempre lo anuncian; tienes que preguntar. Con un poco de suerte, algunos bancos ofrecen bonificaciones para los ahorradores j\u00f3venes, como tasas m\u00e1s altas y premios por dep\u00f3sitos. Compara las condiciones en los bancos locales para encontrar la mejor oferta.<\/p>\n<p><strong>Tener en mente.. <\/strong>Lo m\u00e1s importante es la experiencia que los ni\u00f1os adquieren al ir al banco a entregar dinero y aprender a sentirse bien ahorrando. Esta podr\u00eda ser la mejor lecci\u00f3n financiera que les puedas dar.<\/p>\n<p>\u00a0<\/p>","protected":false},"excerpt":{"rendered":"<p>by Stacy Francis, CFP\u00ae, CDFA Have you ever given a dollar to your child and seen the expression of awe on their face? Imagine how that expression can change in [&hellip;]<\/p>\n","protected":false},"author":25,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"give_campaign_id":0,"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","_price":"","_stock":"","_tribe_ticket_header":"","_tribe_default_ticket_provider":"","_tribe_ticket_capacity":"0","_ticket_start_date":"","_ticket_end_date":"","_tribe_ticket_show_description":"","_tribe_ticket_show_not_going":false,"_tribe_ticket_use_global_stock":"","_tribe_ticket_global_stock_level":"","_global_stock_mode":"","_global_stock_cap":"","_tribe_rsvp_for_event":"","_tribe_ticket_going_count":"","_tribe_ticket_not_going_count":"","_tribe_tickets_list":"[]","_tribe_ticket_has_attendee_info_fields":false,"footnotes":"","_tec_slr_enabled":"","_tec_slr_layout":""},"categories":[1,448,865],"tags":[],"class_list":["post-210","post","type-post","status-publish","format-standard","hentry","category-blog","category-family-finances","category-stacy-savvy-advice"],"acf":[],"ticketed":false,"_links":{"self":[{"href":"https:\/\/www.savvyladies.org\/es\/wp-json\/wp\/v2\/posts\/210","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.savvyladies.org\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.savvyladies.org\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.savvyladies.org\/es\/wp-json\/wp\/v2\/users\/25"}],"replies":[{"embeddable":true,"href":"https:\/\/www.savvyladies.org\/es\/wp-json\/wp\/v2\/comments?post=210"}],"version-history":[{"count":0,"href":"https:\/\/www.savvyladies.org\/es\/wp-json\/wp\/v2\/posts\/210\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.savvyladies.org\/es\/wp-json\/wp\/v2\/media?parent=210"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.savvyladies.org\/es\/wp-json\/wp\/v2\/categories?post=210"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.savvyladies.org\/es\/wp-json\/wp\/v2\/tags?post=210"}],"curies":[{"name":"gracias","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}