{"id":32333,"date":"2021-04-08T12:57:02","date_gmt":"2021-04-08T18:57:02","guid":{"rendered":"https:\/\/a0109a0e50.nxcli.io\/\/?page_id=32333"},"modified":"2026-01-24T12:58:15","modified_gmt":"2026-01-24T17:58:15","slug":"maestro-en-presupuestacion-financiera-presupuestacion-financiera","status":"publish","type":"page","link":"https:\/\/www.savvyladies.org\/es\/financial-roadmap\/master-financial-budgeting-financial-budgeting\/","title":{"rendered":"Presupuestos"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; fullwidth=&#8221;on&#8221; _builder_version=&#8221;4.24.1&#8243; background_image=&#8221;https:\/\/www.savvyladies.org\/wp-content\/uploads\/2022\/05\/family-budget-scaled.jpg&#8221; custom_margin=&#8221;||||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_fullwidth_header title=&#8221;Budgeting Knowledge Base&#8221; text_orientation=&#8221;center&#8221; admin_label=&#8221;Budgeting&#8221; _builder_version=&#8221;4.16&#8243; title_font=&#8221;Proxima Nova Bold||||||||&#8221; 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global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Try our budgeting calculators to find out how much you are spending, and the value of reducing, postponing or foregoing expenses.<\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#E6E6E6&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_row column_structure=&#8221;1_4,1_4,1_4,1_4&#8243; make_equal=&#8221;on&#8221; disabled_on=&#8221;on|on|on&#8221; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; width=&#8221;90%&#8221; max_width=&#8221;100%&#8221; disabled=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#FFFFFF&#8221; border_radii=&#8221;on|10px|10px|10px|10px&#8221; border_width_all=&#8221;1px&#8221; border_color_all=&#8221;#c6c6c6&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/www.savvyladies.org\/wp-content\/uploads\/2020\/04\/Budget-Calculator.jpg&#8221; alt=&#8221;Budget Calculator&#8221; title_text=&#8221;Budget Calculator&#8221; show_bottom_space=&#8221;off&#8221; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][et_pb_text _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#FFFFFF&#8221; custom_margin=&#8221;0px||||false|false&#8221; custom_padding=&#8221;25px|10px||15px|false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3>Getting to Know Our Relationship with Money<\/h3>\n<ul>\n<li><a href=\"https:\/\/savvyladiesstg.wpengine.com\/education\/one-page-financial-plan\/\" target=\"_blank\" rel=\"noopener\">The One-Page Financial Plan<\/a><\/li>\n<li><a href=\"https:\/\/savvyladiesstg.wpengine.com\/education\/9-steps-becoming-financially-wise-woman\/\" target=\"_blank\" rel=\"noopener\">9 Steps to Becoming a Financially Wise Woman<\/a><\/li>\n<li><a href=\"https:\/\/savvyladiesstg.wpengine.com\/education\/money-and-emotions\/\" target=\"_blank\" rel=\"noopener\">Money and Emotions<\/a><\/li>\n<li><a href=\"https:\/\/savvyladiesstg.wpengine.com\/savvy-blog\/do-you-have-a-scarcity-mindset\/\" target=\"_blank\" rel=\"noopener\">Do You Have A Scarcity Mindset?<\/a><\/li>\n<li><a href=\"https:\/\/savvyladiesstg.wpengine.com\/education\/rewrite-your-money-story-change-your-life\/\" target=\"_blank\" rel=\"noopener\">Rewrite Your Money Story, Change Your Life<\/a><\/li>\n<\/ul>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#FFFFFF&#8221; border_radii=&#8221;on|10px|10px|10px|10px&#8221; border_width_all=&#8221;1px&#8221; border_color_all=&#8221;#c6c6c6&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/www.savvyladies.org\/wp-content\/uploads\/2022\/02\/divorce-advisory-team-hd.png&#8221; alt=&#8221;Budget Calculator&#8221; title_text=&#8221;Budget Calculator&#8221; show_bottom_space=&#8221;off&#8221; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][et_pb_text _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#FFFFFF&#8221; custom_margin=&#8221;0px||||false|false&#8221; custom_padding=&#8221;25px|10px||15px|false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3>What is a Budget<\/h3>\n<ul>\n<li><a href=\"https:\/\/savvyladiesstg.wpengine.com\/education\/your-budgeting-worksheet\/\" target=\"_blank\" rel=\"noopener\">Your Budgeting Worksheet<\/a><\/li>\n<li><a href=\"https:\/\/savvyladiesstg.wpengine.com\/education\/building-better-budget-hint-based-joy\/\" target=\"_blank\" rel=\"noopener\">Building a Better Budget<\/a><\/li>\n<li><a href=\"https:\/\/savvyladiesstg.wpengine.com\/savvy-blog\/fixed-vs-variable-expenses\/\" target=\"_blank\" rel=\"noopener\">Fixed vs. Variable Expenses: What&#8217;s the Difference?<\/a><\/li>\n<\/ul>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#FFFFFF&#8221; border_radii=&#8221;on|10px|10px|10px|10px&#8221; border_width_all=&#8221;1px&#8221; border_color_all=&#8221;#c6c6c6&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/www.savvyladies.org\/wp-content\/uploads\/2021\/12\/financial-lessons-kids-holidays.jpg&#8221; alt=&#8221;Budget Calculator&#8221; title_text=&#8221;Budget Calculator&#8221; show_bottom_space=&#8221;off&#8221; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][et_pb_text _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#FFFFFF&#8221; custom_margin=&#8221;0px||||false|false&#8221; custom_padding=&#8221;25px|10px||15px|false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h4 class=\"et_pb_module_header et-fb-editable-element et-fb-editable-element__editing\" contenteditable=\"true\" data-shortcode-id=\"2.0.2.0-1644600962016\" data-quickaccess-id=\"header\">Why Savings is an Important Part of Your Budget<\/h4>\n<ul>\n<li><a href=\"https:\/\/savvyladiesstg.wpengine.com\/savvy-blog\/how-to-save-even-when-you-dont-think-you-can\/\" target=\"_blank\" rel=\"noopener\">How to Save Even When You Don\u2019t Think You Can<\/a><\/li>\n<li><a href=\"https:\/\/savvyladiesstg.wpengine.com\/education\/pay-first-power-saving-budgeting\/\" target=\"_blank\" rel=\"noopener\">Pay Yourself First: The Power of Saving and Budgeting<\/a><\/li>\n<li><a href=\"https:\/\/savvyladiesstg.wpengine.com\/savvy-blog\/which-savings-account-is-best-for-your-financial-goals\/\" target=\"_blank\" rel=\"noopener\">Which Savings Account is Best for Your Financial Goals<\/a><\/li>\n<\/ul>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#FFFFFF&#8221; border_radii=&#8221;on|10px|10px|10px|10px&#8221; border_width_all=&#8221;1px&#8221; border_color_all=&#8221;#c6c6c6&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/www.savvyladies.org\/wp-content\/uploads\/2021\/06\/fixed-vs-variable-expenses.jpg&#8221; alt=&#8221;Budget Calculator&#8221; title_text=&#8221;Budget Calculator&#8221; show_bottom_space=&#8221;off&#8221; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][et_pb_text _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#FFFFFF&#8221; custom_margin=&#8221;0px||||false|false&#8221; custom_padding=&#8221;25px|10px||15px|false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h4 class=\"et_pb_module_header et-fb-editable-element et-fb-editable-element__editing\" contenteditable=\"true\" data-shortcode-id=\"2.0.3.0-1644600962030\" data-quickaccess-id=\"header\">Financial Tips &amp; Tricks<\/h4>\n<ul>\n<li><a href=\"https:\/\/savvyladiesstg.wpengine.com\/education\/great-ways-to-shop-more-and-spend-less\/\/\" target=\"_blank\" rel=\"noopener\">Great Ways to Shop More and Spend Less<\/a><\/li>\n<li><a href=\"https:\/\/savvyladiesstg.wpengine.com\/savvy-blog\/suze-orman-on-limiting-holiday-spending-damage\/\" target=\"_blank\" rel=\"noopener\">Suze Orman on Limiting Holiday Spending Damage<\/a><\/li>\n<li><a href=\"https:\/\/savvyladiesstg.wpengine.com\/education\/3-reasons-to-take-your-online-banking-relationship-to-the-next-level\/\" target=\"_blank\" rel=\"noopener\">3 Reasons To Take Your Online Banking Relationship To The Next Level<\/a><\/li>\n<\/ul>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_4,1_4,1_4,1_4&#8243; make_equal=&#8221;on&#8221; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; width=&#8221;90%&#8221; max_width=&#8221;100%&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#FFFFFF&#8221; border_radii=&#8221;on|10px|10px|10px|10px&#8221; border_width_all=&#8221;1px&#8221; border_color_all=&#8221;#c6c6c6&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/www.savvyladies.org\/wp-content\/uploads\/2020\/04\/Budget-Calculator.jpg&#8221; alt=&#8221;Budget Calculator&#8221; title_text=&#8221;Budget Calculator&#8221; show_bottom_space=&#8221;off&#8221; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][et_pb_text _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#FFFFFF&#8221; display_conditions=&#8221;W10=&#8221; custom_margin=&#8221;||10px||false|false&#8221; custom_padding=&#8221;25px|10px|0px|15px|false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3>Getting to Know Our Relationship with Money<\/h3>\n<p>[\/et_pb_text][et_pb_blog include_categories=&#8221;879&#8243; show_thumbnail=&#8221;off&#8221; use_manual_excerpt=&#8221;off&#8221; show_author=&#8221;off&#8221; show_date=&#8221;off&#8221; show_categories=&#8221;off&#8221; show_excerpt=&#8221;off&#8221; show_pagination=&#8221;off&#8221; admin_label=&#8221;Blog &#8211; Modular 1: Getting to know our relationship with money&#8221; module_class=&#8221;kb-blog-list&#8221; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; header_level=&#8221;h3&#8243; header_text_color=&#8221;#95C54F&#8221; header_font_size=&#8221;18px&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;|20px|20px|30px|false|false&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_blog][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#FFFFFF&#8221; border_radii=&#8221;on|10px|10px|10px|10px&#8221; border_width_all=&#8221;1px&#8221; border_color_all=&#8221;#c6c6c6&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/www.savvyladies.org\/wp-content\/uploads\/2022\/02\/divorce-advisory-team-hd.png&#8221; alt=&#8221;Budget Calculator&#8221; title_text=&#8221;Budget Calculator&#8221; show_bottom_space=&#8221;off&#8221; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][et_pb_text _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#FFFFFF&#8221; display_conditions=&#8221;W10=&#8221; custom_margin=&#8221;||10px||false|false&#8221; custom_padding=&#8221;25px|10px|0px|15px|false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3>What is a Budget<\/h3>\n<p>[\/et_pb_text][et_pb_blog include_categories=&#8221;878&#8243; show_thumbnail=&#8221;off&#8221; use_manual_excerpt=&#8221;off&#8221; show_author=&#8221;off&#8221; show_date=&#8221;off&#8221; show_categories=&#8221;off&#8221; show_excerpt=&#8221;off&#8221; show_pagination=&#8221;off&#8221; admin_label=&#8221;Blog &#8211; Modular 2: What is a budget&#8221; module_class=&#8221;kb-blog-list&#8221; _builder_version=&#8221;4.16&#8243; 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_module_preset=&#8221;default&#8221; background_color=&#8221;#FFFFFF&#8221; display_conditions=&#8221;W10=&#8221; custom_margin=&#8221;||10px||false|false&#8221; custom_padding=&#8221;25px|10px|0px|15px|false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h4 class=\"et_pb_module_header et-fb-editable-element et-fb-editable-element__editing\" contenteditable=\"true\" data-shortcode-id=\"2.0.2.0-1644600962016\" data-quickaccess-id=\"header\">Why Savings is an Important Part of Your Budget<\/h4>\n<p>[\/et_pb_text][et_pb_blog include_categories=&#8221;880&#8243; show_thumbnail=&#8221;off&#8221; use_manual_excerpt=&#8221;off&#8221; show_author=&#8221;off&#8221; show_date=&#8221;off&#8221; show_categories=&#8221;off&#8221; show_excerpt=&#8221;off&#8221; show_pagination=&#8221;off&#8221; admin_label=&#8221;Blog &#8211; Modular 3: Why savings is an important part of your budget&#8221; module_class=&#8221;kb-blog-list&#8221; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; header_level=&#8221;h3&#8243; header_text_color=&#8221;#95C54F&#8221; header_font_size=&#8221;18px&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;|20px|20px|30px|false|false&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_blog][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#FFFFFF&#8221; border_radii=&#8221;on|10px|10px|10px|10px&#8221; border_width_all=&#8221;1px&#8221; border_color_all=&#8221;#c6c6c6&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/www.savvyladies.org\/wp-content\/uploads\/2021\/06\/fixed-vs-variable-expenses.jpg&#8221; alt=&#8221;Budget Calculator&#8221; title_text=&#8221;Budget Calculator&#8221; show_bottom_space=&#8221;off&#8221; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][et_pb_text _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#FFFFFF&#8221; display_conditions=&#8221;W10=&#8221; custom_margin=&#8221;||10px||false|false&#8221; custom_padding=&#8221;25px|10px|0px|15px|false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h4 class=\"et_pb_module_header et-fb-editable-element et-fb-editable-element__editing\" contenteditable=\"true\" data-shortcode-id=\"2.0.3.0-1644600962030\" data-quickaccess-id=\"header\">Financial Tips &amp; Tricks<\/h4>\n<p>[\/et_pb_text][et_pb_blog include_categories=&#8221;881&#8243; show_thumbnail=&#8221;off&#8221; use_manual_excerpt=&#8221;off&#8221; show_author=&#8221;off&#8221; show_date=&#8221;off&#8221; show_categories=&#8221;off&#8221; show_excerpt=&#8221;off&#8221; show_pagination=&#8221;off&#8221; admin_label=&#8221;Blog &#8211; Modular 4: Financial Tips &#038; Tricks&#8221; module_class=&#8221;kb-blog-list&#8221; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; header_level=&#8221;h3&#8243; 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inactive_tab_background_color=&#8221;#007F5F&#8221; active_tab_text_color=&#8221;#007F5F&#8221; disabled_on=&#8221;on|on|on&#8221; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; tab_text_color=&#8221;#FFFFFF&#8221; border_radii=&#8221;on|10px|10px|10px|10px&#8221; border_color_all=&#8221;#007F5F&#8221; disabled=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_tab title=&#8221;Budgeting&#8221; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_tab][et_pb_tab title=&#8221;Career &#038; Income&#8221; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_tab][et_pb_tab title=&#8221;Caregiving&#8221; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_tab][\/et_pb_tabs][\/et_pb_column][\/et_pb_row][et_pb_row admin_label=&#8221;Menu Carousel&#8221; _builder_version=&#8221;4.14.8&#8243; 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Our online lessons will provide you with the tools and knowledge you need to create and stick to a budget that works for you. By taking control of your finances, you&#8217;ll be able to save more, reduce debt, and achieve your financial goals. Whether you&#8217;re a beginner or an experienced budgeter, our courses are designed to be accessible and easy to understand. Don&#8217;t wait, start your budgeting journey today and take control of your financial future!<\/span><\/p>\n<p>[\/et_pb_cta][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Financial Helpline&#8221; _builder_version=&#8221;4.19.5&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#80044E&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.19.5&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#FFFFFF&#8221; header_text_color=&#8221;#FFFFFF&#8221; header_2_text_color=&#8221;#FFFFFF&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h1>Do You Have a Financial Question?<\/h1>\n<h2>Savvy Ladies\u00ae Free Financial Helpline will Match You with a Financial Advisor. 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