{"id":32318,"date":"2021-04-08T12:31:57","date_gmt":"2021-04-08T16:31:57","guid":{"rendered":"https:\/\/a0109a0e50.nxcli.io\/\/?page_id=32318"},"modified":"2026-02-20T12:58:56","modified_gmt":"2026-02-20T17:58:56","slug":"hoja-de-ruta-financiera","status":"publish","type":"page","link":"https:\/\/www.savvyladies.org\/es\/financial-roadmap\/","title":{"rendered":"Hoja de ruta financiera"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; fullwidth=&#8221;on&#8221; _builder_version=&#8221;4.17.3&#8243; background_image=&#8221;https:\/\/www.savvyladies.org\/wp-content\/uploads\/2022\/05\/Expense-List-scaled.jpg&#8221; custom_margin=&#8221;||||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_fullwidth_header title=&#8221;Financial Education for Women. Creating Your Financial Roadmap.&#8221; subhead=&#8221;Making Smart Decisions with Your Money&#8221; text_orientation=&#8221;center&#8221; admin_label=&#8221;Financial Literacy and Women&#8221; _builder_version=&#8221;4.22.2&#8243; title_font=&#8221;Proxima Nova Bold||||||||&#8221; title_text_align=&#8221;center&#8221; title_text_color=&#8221;#FFFFFF&#8221; title_font_size=&#8221;50px&#8221; title_line_height=&#8221;1.1em&#8221; background_color=&#8221;rgba(255,255,255,0)&#8221; use_background_color_gradient=&#8221;on&#8221; background_color_gradient_stops=&#8221;rgba(0,0,0,0) 0%|rgba(1,128,96,0.8) 100%&#8221; background_color_gradient_start=&#8221;rgba(0,0,0,0)&#8221; background_color_gradient_end=&#8221;rgba(1,128,96,0.8)&#8221; background_enable_image=&#8221;off&#8221; background_position=&#8221;top_center&#8221; vertical_offset_tablet=&#8221;0&#8243; horizontal_offset_tablet=&#8221;0&#8243; custom_padding=&#8221;|||0px|false|false&#8221; title_font_size_tablet=&#8221;40px&#8221; title_font_size_phone=&#8221;35px&#8221; title_font_size_last_edited=&#8221;on|phone&#8221; z_index_tablet=&#8221;0&#8243; title_text_shadow_style=&#8221;preset2&#8243; subhead_text_shadow_style=&#8221;preset2&#8243; global_colors_info=&#8221;{}&#8221;][\/et_pb_fullwidth_header][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.16&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.16&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text _builder_version=&#8221;4.19.4&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Proxima nova-regular||||||||&#8221; custom_margin=&#8221;||||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Women in America are <a href=\"https:\/\/nwlc.org\/wp-content\/uploads\/2020\/12\/PovertySnapshot2020.pdf\" target=\"_blank\" rel=\"noopener\">35% more likely to live in poverty<\/a> and <a href=\"https:\/\/www.cnbc.com\/2019\/10\/14\/women-live-paycheck-to-paycheck-roughly-5-times-as-often-as-men.html\" target=\"_blank\" rel=\"noopener\">5 times more likely to live paycheck to paycheck<\/a> than men. Becoming financially literate is imperative for women, so that they can gain the necessary knowledge to create a financially stable future for them and their loved ones. <\/p>\n<p>Financial literacy is all about acquiring the tools and information that will allow you to make the right decisions with your money. Education gives you the confidence you need to plan for your future, starting from taking control of debt and understanding your cash flow, to building your retirement savings and implementing strategies to build wealth. As one of our Savvy Ladies has shared, \u201cIt\u2019s not enough to be smart. You need to be savvy.\u201d<\/p>\n<p>Get started by taking our free financial wellness assessment quiz and receive financial course recommendations, tailored to your needs.<\/p>\n<p>[\/et_pb_text][et_pb_button button_url=&#8221;https:\/\/www.savvyladies.org\/education\/financial-wellness-checkup-how-healthy-are-you\/&#8221; url_new_window=&#8221;on&#8221; button_text=&#8221;Take Financial Wellness Quiz&#8221; button_alignment=&#8221;center&#8221; admin_label=&#8221;Take Financial Wellness Quiz (Button)&#8221; _builder_version=&#8221;4.19.4&#8243; _module_preset=&#8221;default&#8221; button_text_size=&#8221;18px&#8221; button_text_color=&#8221;#FFFFFF&#8221; button_bg_color=&#8221;#94c44e&#8221; button_border_color=&#8221;#94c44e&#8221; button_border_radius=&#8221;0px&#8221; button_use_icon=&#8221;off&#8221; custom_padding=&#8221;10px|50px|10px|50px|true|true&#8221; saved_tabs=&#8221;all&#8221; global_colors_info=&#8221;{}&#8221; button_bg_color__hover_enabled=&#8221;on|hover&#8221; button_bg_color__hover=&#8221;RGBA(0,0,0,0)&#8221; button_bg_enable_color__hover=&#8221;on&#8221; button_text_color__hover_enabled=&#8221;on|hover&#8221; button_text_color__hover=&#8221;#94c44e&#8221;][\/et_pb_button][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.19.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.19.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2><span style=\"font-weight: 400;\">The Savvy Ladies Free Financial Helpline: Get Free Financial Advice and Guidance<\/span><\/h2>\n<p><b>Pro-Bono Financial Advisors Answer Your Money Questions on the Savvy Ladies Free Financial Helpline. Get Connected Today!<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Identifying what questions to ask yourself is the starting point to build your financial roadmap. Money questions most likely occur when you are experiencing a life-changing event such as a marriage, starting a career, change of job, unemployment, divorce, widowhood, a mid-life relocation, a health concern, a family crisis.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Savvy Ladies\u2019 robust community of professional volunteers across the U.S. have stepped up to offer their time and expertise to help guide and advise women with their financial questions. These range from how to budget, pay off a loan, save for college, what to do if forced to retire, how to pay the rent, when to dip into my retirement savings, lessons about social security, what I need to know about my finances if I am divorcing, and beyond. Our volunteers are certified and can guide you to learn your options, create your roadmap, and help you identify ways to build your wealth.<\/span><\/p>\n<p>[\/et_pb_text][et_pb_button button_url=&#8221;https:\/\/www.savvyladies.org\/free-financial-helpline\/&#8221; url_new_window=&#8221;on&#8221; button_text=&#8221;Get Connected with a Finance Professional&#8221; button_alignment=&#8221;center&#8221; admin_label=&#8221;Get Connected with a Finance Professional (Button)&#8221; _builder_version=&#8221;4.19.4&#8243; _module_preset=&#8221;default&#8221; button_text_size=&#8221;18px&#8221; button_text_color=&#8221;#FFFFFF&#8221; button_bg_color=&#8221;#94c44e&#8221; button_border_color=&#8221;#94c44e&#8221; button_border_radius=&#8221;0px&#8221; button_use_icon=&#8221;off&#8221; custom_padding=&#8221;10px|50px|10px|50px|true|true&#8221; saved_tabs=&#8221;all&#8221; global_colors_info=&#8221;{}&#8221; button_bg_color__hover_enabled=&#8221;on|hover&#8221; button_bg_color__hover=&#8221;RGBA(0,0,0,0)&#8221; button_bg_enable_color__hover=&#8221;on&#8221; button_text_color__hover_enabled=&#8221;on|hover&#8221; button_text_color__hover=&#8221;#94c44e&#8221;][\/et_pb_button][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.19.5&#8243; _module_preset=&#8221;default&#8221; global_module=&#8221;42915&#8243; saved_tabs=&#8221;all&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.19.5&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_cta title=&#8221;Unleash Your Financial Power with Free Courses&#8221; button_url=&#8221;https:\/\/www.savvyladies.org\/financial-literacy-classes\/&#8221; url_new_window=&#8221;on&#8221; button_text=&#8221;Start Your Financial Education Journey Now&#8221; _builder_version=&#8221;4.19.5&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;Proxima Nova Alt Extrabold||||||||&#8221; header_text_color=&#8221;#007F5F&#8221; body_text_color=&#8221;#000000&#8243; background_color=&#8221;rgba(255,255,255,0.51)&#8221; background_image=&#8221;https:\/\/www.savvyladies.org\/wp-content\/uploads\/2023\/02\/savvy-courses-enroll-now-1-1024&#215;341.png&#8221; background_blend=&#8221;overlay&#8221; custom_button=&#8221;on&#8221; button_bg_color=&#8221;#007F5F&#8221; button_border_width=&#8221;0px&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><span>Whether it&#8217;s budgeting, investing, or managing debt, financial education equips individuals with the skills and knowledge they need to make informed decisions and reach their financial goals. With financial education, individuals can break free from the cycle of living paycheck to paycheck and instead, work towards a secure financial future. So, don&#8217;t wait, start your journey towards financial empowerment and freedom today.<\/span><\/p>\n<p>[\/et_pb_cta][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.19.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.19.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.19.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2><span style=\"font-weight: 400;\">Free Educational Resources to Build Your Financial Roadmap<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Savvy Ladies is here to help educate and guide you to gain the financial knowledge you need to make smart financial decisions. We offer a library of informative financial planning resources, such as courses, articles, a helpful budget worksheet, a financial wellness assessment quiz and a free financial helpline with our team of professional financial volunteers for 1:1 support. Explore our free financial literacy resources below.<\/span><\/p>\n<ul>\n<li><a href=\"https:\/\/www.savvyladies.org\/education\/financial-wellness-checkup-how-healthy-are-you\/\">Free Financial Wellness Quiz<\/a><\/li>\n<li><a href=\"https:\/\/www.savvyladies.org\/financial-literacy-classes\/\">Free Financial Courses<\/a><\/li>\n<li><a href=\"https:\/\/www.savvyladies.org\/free-financial-helpline\/\">Free Financial Helpline<\/a><\/li>\n<li><a href=\"https:\/\/www.savvyladies.org\/financial-help-webinars\/\">Live Sessions<\/a><\/li>\n<li><a href=\"https:\/\/www.savvyladies.org\/financial-help-webinars\/\">Recorded Webinars<\/a><\/li>\n<li><a href=\"https:\/\/www.savvyladies.org\/savvy-blog\/\">Articles<\/a><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.19.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.19.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.19.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2><span style=\"font-weight: 400;\">Free Financial Courses<\/span><\/h2>\n<p><b>The Savvy Ladies Financial Knowledge Program Offers Interactive, Self-Paced Learning<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Savvy Ladies is pleased to offer over one hundred best-in-class financial courses created by industry experts and curated for the Savvy Ladies audience of women seeking financial education.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">All courses are <\/span><a href=\"https:\/\/www.yahoo.com\/lifestyle\/savvy-ladies-partners-financial-fitness-133300005.html\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">FINRA-compliant<\/span><\/a><span style=\"font-weight: 400;\"> and are designed to create confident learners. The courses for Savvy Ladies cover the key topics and questions received on the Savvy Ladies Helpline, from budgeting, debt management, investing, and retirement; the program is designed for women to gain the knowledge and tools they need to help them build their personal finance roadmap.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Each category is introduced with a video by a Savvy Ladies Helpline Volunteer enriching the experience, inviting each client to visit the free helpline to answer a personal financial question. Learners will be able to move through the courses, making their learning personal and effective while building their financial confidence every step of the way.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Not sure where to start? Take this <\/span><a href=\"https:\/\/www.savvyladies.org\/education\/financial-wellness-checkup-how-healthy-are-you\/\"><b>financial wellness quiz<\/b><\/a> <span style=\"font-weight: 400;\">and receive personalized course recommendations based on your answers.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Explore the courses and start learning today!<\/span><\/p>\n<p>[\/et_pb_text][et_pb_button button_url=&#8221;https:\/\/www.savvyladies.org\/financial-literacy-classes\/&#8221; url_new_window=&#8221;on&#8221; button_text=&#8221;Explore our Free Financial Courses&#8221; button_alignment=&#8221;center&#8221; admin_label=&#8221;Explore our Free Financial Courses (Button)&#8221; _builder_version=&#8221;4.19.4&#8243; _module_preset=&#8221;default&#8221; button_text_size=&#8221;18px&#8221; button_text_color=&#8221;#FFFFFF&#8221; button_bg_color=&#8221;#94c44e&#8221; button_border_color=&#8221;#94c44e&#8221; button_border_radius=&#8221;0px&#8221; button_use_icon=&#8221;off&#8221; custom_padding=&#8221;10px|50px|10px|50px|true|true&#8221; saved_tabs=&#8221;all&#8221; global_colors_info=&#8221;{}&#8221; button_bg_color__hover_enabled=&#8221;on|hover&#8221; button_bg_color__hover=&#8221;RGBA(0,0,0,0)&#8221; button_bg_enable_color__hover=&#8221;on&#8221; button_text_color__hover_enabled=&#8221;on|hover&#8221; button_text_color__hover=&#8221;#94c44e&#8221;][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; background_enable_color=&#8221;off&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row column_structure=&#8221;3_5,2_5&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;||8px|||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;3_5&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;I want to watch a video webinar about&#8230;&#8221; _builder_version=&#8221;4.19.3&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Proxima Nova Alt Extrabold||||||||&#8221; text_text_color=&#8221;#007f5f&#8221; text_font_size=&#8221;32px&#8221; text_line_height=&#8221;1.2em&#8221; custom_margin=&#8221;||10px||false|false&#8221; custom_padding=&#8221;||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Read articles written by our financial volunteers&#8230;.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;2_5&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_search show_button=&#8221;off&#8221; placeholder=&#8221;Search&#8221; module_class=&#8221;ds-icon-search&#8221; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; button_text_color=&#8221;#aaaaaa&#8221; form_field_font_size=&#8221;18px&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;0.715em|0.715em|0.715em||false|false&#8221; 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background_color=&#8221;#94c44e&#8221; background_image=&#8221;https:\/\/www.savvyladies.org\/wp-content\/uploads\/2021\/08\/woman-writing-on-her-notebook-3059747.jpg&#8221; background_position=&#8221;top_center&#8221; link_option_url=&#8221;https:\/\/www.savvyladies.org\/education\/budgeting\/&#8221; link_option_url_new_window=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221; background__hover_enabled=&#8221;on|hover&#8221; background_enable_image__hover=&#8221;off&#8221;][et_pb_text admin_label=&#8221;Budgeting&#8221; module_class=&#8221;our-programs&#8221; _builder_version=&#8221;4.19.3&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Proxima Nova Alt Extrabold|||on|||||&#8221; text_text_color=&#8221;#FFFFFF&#8221; text_font_size=&#8221;18px&#8221; text_line_height=&#8221;1.2em&#8221; min_height=&#8221;221px&#8221; link_option_url=&#8221;https:\/\/www.savvyladies.org\/education\/budgeting\/&#8221; link_option_url_new_window=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Budgeting<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; 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