[et_pb_section fb_built=”1″ fullwidth=”on” _builder_version=”4.17.3″ background_image=”https:\/\/www.savvyladies.org\/wp-content\/uploads\/2022\/05\/woman-credit-cards-scaled.jpg” custom_margin=”||||false|false” global_colors_info=”{}”][et_pb_fullwidth_header title=”Debt Management” text_orientation=”center” admin_label=”Debt Management” _builder_version=”4.16″ title_font=”Proxima Nova Bold||||||||” title_text_align=”center” title_text_color=”#FFFFFF” title_font_size=”50px” title_line_height=”1.1em” background_color=”rgba(255,255,255,0)” use_background_color_gradient=”on” background_color_gradient_stops=”rgba(0,0,0,0) 0%|rgba(1,128,96,0.8) 100%” background_color_gradient_start=”rgba(0,0,0,0)” background_color_gradient_end=”rgba(1,128,96,0.8)” background_enable_image=”off” background_position=”top_center” vertical_offset_tablet=”0″ horizontal_offset_tablet=”0″ custom_padding=”|||0px|false|false” title_font_size_tablet=”40px” title_font_size_phone=”35px” title_font_size_last_edited=”on|phone” z_index_tablet=”0″ title_text_shadow_style=”preset2″ global_colors_info=”{}”][\/et_pb_fullwidth_header][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_row _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.16″ _module_preset=”default” text_font=”Proxima nova-regular||||||||” custom_margin=”||||false|false” global_colors_info=”{}”]<\/p>\n
What is debt? Debt is carrying over a balance on a credit card from one month to the next. Also, a car loan and a mortgage are considered debt. When you pay less than the minimum payment and miss a payment, penalties usually occur, and this can lead to mounting debt consequences. When debt gets beyond your control, setting a debt management payment plan will help get you back on track.<\/p>\n
Financial planning and budgeting are critical steps in planning your debt management strategy.<\/p>\n
Savvy Ladies webinars, blog articles, and 1:1 Mentoring can help get you started understanding your debt and what strategies are right for you.<\/p>\n
[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_2,1_2″ _builder_version=”4.19.5″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.19.5″ _module_preset=”default” global_colors_info=”{}”][et_pb_button button_url=”https:\/\/www.savvyladies.org\/free-financial-helpline\/” url_new_window=”on” button_text=”Get 1:1 Free Financial Mentoring” button_alignment=”center” admin_label=”Get 1:1 Free Financial Mentoring” _builder_version=”4.19.5″ _module_preset=”default” button_text_size=”18px” button_text_color=”#FFFFFF” button_bg_color=”#94c44e” button_border_color=”#94c44e” button_border_radius=”0px” button_use_icon=”off” custom_padding=”10px|50px|10px|50px|true|true” global_module=”34788″ saved_tabs=”all” global_colors_info=”{}” button_bg_color__hover_enabled=”on|hover” button_bg_color__hover=”RGBA(0,0,0,0)” button_bg_enable_color__hover=”on” button_text_color__hover_enabled=”on|hover” button_text_color__hover=”#94c44e”][\/et_pb_button][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.19.5″ _module_preset=”default” global_colors_info=”{}”][et_pb_button button_url=”https:\/\/www.savvyladies.org\/financial-literacy-classes\/” url_new_window=”on” button_text=”Take Free Debt Management Course” admin_label=”Take Free Debt Management Course” _builder_version=”4.19.5″ _module_preset=”default” button_text_size=”18px” button_text_color=”#FFFFFF” button_bg_color=”#80044E” button_border_radius=”2px” custom_padding=”10px|50px|10px|50px|false|false” global_colors_info=”{}”][\/et_pb_button][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” custom_padding=”10px||||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text admin_label=”Top articles to read about Debt & Credit” _builder_version=”4.16″ _module_preset=”default” text_font=”Proxima Nova Alt Extrabold||||||||” text_text_color=”#018060″ text_font_size=”27px” text_line_height=”1.2em” custom_margin=”||||false|false” custom_padding=”||||false|false” global_colors_info=”{}”]Top articles to read about Debt & Credit[\/et_pb_text][et_pb_blog fullwidth=”off” posts_number=”6″ include_categories=”464,76″ show_categories=”off” show_excerpt=”off” show_pagination=”off” module_class=”no-image-blog” _builder_version=”4.19.5″ _module_preset=”default” header_text_color=”#f36375″ header_font_size=”22px” header_line_height=”1.2em” pagination_text_color=”#f36375″ border_width_all=”0px” global_colors_info=”{}” header_text_color__hover_enabled=”on|hover” header_text_color__hover=”#666666″][\/et_pb_blog][et_pb_text admin_label=”Webinars on Debt Management” _builder_version=”4.16″ _module_preset=”default” text_font=”Proxima Nova Alt Extrabold||||||||” text_text_color=”#018060″ text_font_size=”27px” text_line_height=”1.2em” custom_margin=”||||false|false” custom_padding=”||||false|false” global_colors_info=”{}”]Webinars on Debt Management[\/et_pb_text][et_pb_blog fullwidth=”off” posts_number=”6″ include_categories=”853″ show_author=”off” show_excerpt=”off” show_pagination=”off” admin_label=”Webinars” _builder_version=”4.19.5″ _module_preset=”default” header_text_color=”#f36375″ header_font_size=”22px” header_line_height=”1.2em” meta_font_size=”15px” meta_line_height=”1.2em” pagination_text_color=”#f36375″ custom_css_featured_image=”padding-bottom:0px !important; margin-bottom:0px !important;” border_width_all=”0px” global_colors_info=”{}” header_text_color__hover_enabled=”on|hover” header_text_color__hover=”#666666″][\/et_pb_blog][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"
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