Career & Money

Career & Her Money.  Women and work is a constantly changing cycle with ups and downs throughout your lifetime. Since the start of the pandemic in 2020, we are seeing what economists are calling a she-cession. The work sectors that have been crippled are disproportionately dominated by women. Many professional women have had to take a step back to care for kids who are learning remotely or older parents who need help and the result is that women have put their financial progress back decades.

Women from all backgrounds face daunting challenges to their financial well-being, including income inequality, inadequate retirement savings, and the impact of caregiving on lifetime income and spending.   

Women of all socio-economic levels are far more likely than men to lack the knowledge and confidence to make informed, proactive decisions that best secure their financial security. That is why Savvy Ladies helps women from all socio-economic levels learn and understand how to navigate and tackle the job search, get tips on interviewing prep and how to answer the question about salary. Learn about what makes up your paycheck, withholding, and social security.  Get ready to embrace your career growth and master your money plans.

6 Ways to Help Your Elderly Parents With Finances

By: Venessa Worthington Whatever age your parents are, it’s never too soon to begin talking with them about their finances. You want to be sure your parents are well taken care of, so it’s vital to check in with them on their money situation. Here are six ways to help...

After College: Strategies for Your College Finance Plan

By: Tom Melecki We’ve discussed why students and their families need College Finance Plans (CFPs) and summarized strategies to use in your CFP’s “Before College” and “During College” phases. Let’s review some “After College” strategies. Almost 70% of college graduates...

Why we should start taking identity theft more seriously

By: David Lukić A lot of people hear about identity theft in the news but still fail to take it seriously. It is one of those things that people assume won’t happen to them, but in the modern age people have to be incredibly careful. What is Identity Theft and Online...

Further Faster Financially

By: Daniel G. Mazzola A 2019 Federal Reserve survey reported 4 of 10 Americans do not have enough cash to cover an unexpected $400 expense.  The COVID-19 pandemic has made life difficult for people who have lost a job and are living from paycheck to paycheck,...

Roth IRA Conversions: The Time Is Now

By: Daniel G. Mazzola Early estimates peg the cost of the CARES Act, the package providing economic relief to Americans impacted by the COVID-19 pandemic, at $2 trillion.  The government has run itself into an immense debt to give its citizens assistance, and the...

Your Budgeting Worksheet

Your Budgeting Worksheet

With this easy to use DIY budget worksheet you can start tracking your earnings and your spending, be mindful about your money and make better decisions that will lead to financial stability. Start gaining control by routinely checking back on just that one spreadsheet…and the best part is that your privacy is protected since the budgeting spreadsheet resides in your drive, so you don’t have to share any information with anyone.

The Power of Human Capital

By: Daniel G. Mazzola A week ago I found myself badly in need of a haircut.  Unwilling to drive to Georgia, I enlisted the aid of a friend whose experience in cutting hair was limited to styling her own.  I was nervous but desperate times call for desperate measures....