A budget is an important part of financial well-being. Knowing your monthly income and expenses creates mindfulness around your money. Use this budgeting worksheet to keep track of your income and expenses. We encourage you to check in with yourself to see how you are doing and readjust as needed. Start using this budget spreadsheet today!
You can change the labels in column A to personalize this budget spreadsheet to work for your lifestyle!
Click the image below to download the budgeting worksheet
Instructions for using the budgeting worksheet spreadsheet:
You can use Microsoft® Excel, Numbers on a Mac or online Google Sheets to edit the worksheet.
We have included the most popular items and categories, but you can add more by adding rows under each category. The totals are automatically calculated, so you don’t have to calculate those.
Input the information to the best of your knowledge. If you pay bills using your credit card(s), you can identify many of your expenses from your monthly statements. Enter each dollar amount in the corresponding category. If you don’t have the exact number for certain categories or items, feel free to use your best “guesstimate” until you have the actual information at hand. Then you can go back and revise. That way, you’ll make sure everything is accounted for.
Filling the first column of your spreadsheet is taking the first step towards financial stability.
Check out our Budgeting articles & webinars for more tips to successfully take control of your money.
The Savvy Ladies Free Financial Helpline is available to assist you and guide in with any questions you may have regarding budgeting, debt management, savings, investing. Ask your personal financial question and get matched with a Certified Financial Advisor for free. Get the financial guidance you need to help set you up for financial success, and start building your wealth plan today!
We have also created a monthly PDF version to track your income and expenses by hand.
Do you need help understanding your credit card finance charges? Check out our calculator to learn the truth about your credit card interest.