The Secret and Money

by Stacy Francis, CFP®, CDFA

After a year of people telling me about The Secret, I finally got around to watching the movie last night. For those of you still in the unknown, in essence, The Secret is a series of interviews explaining and dramatizing “the law of attraction”, the theory that our thoughts and feelings eventually become things, so by manifesting the things we want, we can draw them into our lives.

Whether you are a fan or not, no doubt, positive thinking has never hurt anyone. And if you want to take it further . . . below is a breakdown of the steps used in The Secret, as they apply to money.

  1. Ask. According to The Secret, the universe cannot deliver to you unless you clearly state what you want. Decide on a sum of money that would make you happy – don’t be shy – and ask for it.
  2. Believe. When you have ordered something off Ebay or Amazon, you don’t doubt that it is going to show up in your mailbox, now, do you? Treat the universe with the same respect. Think “it’s only a matter of time now.”
  3. Receive. Be open to the signs that lead you to your money. Perhaps a coworker accepts a position in a different company that is looking for more people, or you wake up in the middle of the night with this awesome business idea. Remember: asking is up to you. Delivering is up to the universe.

Another fun thing you can do is to print out a check issued to yourself from the Universal Bank Unlimited. You can print this check for free at, and have a blast filling it out.


Stacy Francis, CFP®, CDFA

Stacy Francis is the Founder, CEO and President of Francis Financial, Inc., a Wealth Management and Financial Planning firm. With over 18 years of experience in the financial industry, she is a CERTIFIED FINANCIAL PLANNER™ (CFP®), a Certified Divorce Financial Analyst™ (CDFA™), and a Certified Estate Planning Specialist (CES™). She is the Co-Director of the Association of Divorce Financial Planners’ (ADFP) Greater New York Metro Chapter and a member of the Women Presidents’ Organization (WPO) and an honoree member of the Private Risk Management Association (PRMA). A nationally recognized financial expert, Stacy has appeared on ABC News, CNBC, CNN, PBS Nightly Business Report, The Today Show, Good Morning America, Fine Living Network, and The O’Reilly Factor. Stacy attended the New York University Center for Finance, Law and Taxation.