Strengthen Your Investment Portfolio

by Stacy Francis, CFP®, CDFA

Even in a market like today’s, many people are making nice returns from their investments. Though the masses are mainly nervous, the latest issue of one of the newsletters I subscribe to featured interviews with six self-made investment millionaires. While their choices varied widely in terms of securities and industries, they had three important techniques in common – three techniques you, too, can use to strengthen your investment portfolio.

  1. Think international. With the US markets anything but rosy, it is tempting to give up and simply dump your money in a bank account. But if you widen your horizons, you will find that not all countries are headed into a recession. At least not right now.

  2. Think creative. Don’t dump all your capital into the financial version of Top 40 music. Instead, keep your ears and eyes open and for new ideas – or new twists to old ideas – that you believe in.

  3. Invest in what you know. Do you have a Ph. D. in molecular biology? That gives you an edge over most people if you choose to invest in for instance biotech. Perhaps you have strong reasons to believe that a certain product under development is going to work. Whatever your field is, knowledge is money and when you know more than the masses, you have better chances than they do to make money. Of course, you always have the option to hire an expert who can help you gain this advantage. What is it they say? In love and money, everything’s fair?


Stacy Francis, CFP®, CDFA

Stacy Francis is the Founder, CEO and President of Francis Financial, Inc., a Wealth Management and Financial Planning firm. With over 18 years of experience in the financial industry, she is a CERTIFIED FINANCIAL PLANNER™ (CFP®), a Certified Divorce Financial Analyst™ (CDFA™), and a Certified Estate Planning Specialist (CES™). She is the Co-Director of the Association of Divorce Financial Planners’ (ADFP) Greater New York Metro Chapter and a member of the Women Presidents’ Organization (WPO) and an honoree member of the Private Risk Management Association (PRMA). A nationally recognized financial expert, Stacy has appeared on ABC News, CNBC, CNN, PBS Nightly Business Report, The Today Show, Good Morning America, Fine Living Network, and The O’Reilly Factor. Stacy attended the New York University Center for Finance, Law and Taxation.