What Is Your Money Personality?

by Stacy Francis, CFP®, CDFA

Personalities are as different as snowflakes. And our personalities around money are no exception. Deborah Price, money coach and author, suggests there are eight money personalities that people fall into.

By understanding your own personal mythology and the history behind your current money type, Deborah believes you will become conscious of patterns and behavior that are preventing you from having the life you desire.

Read below to learn to understand how your money personality was formed and what you can do to change it.

The Innocent
The Innocent takes the ostrich approach to money matters. Innocents often live in denial, burying their heads in the sand so they won’t have to see what is going on around them.

The Victim
Victims are prone to living in the past and blaming their financial woes on external factors. Victims generally have a litany of excuses for why they are not more successful, and they are all based on their historical mythology.

The Warrior
The Warrior sets out to conquer the money world and is generally seen as successful in the business and financial worlds. Although Warriors will listen to advisors, they make their own decisions and rely on their own instincts and resources to guide them.

The Martyr
Martyrs are so busy taking care of others’ needs that they often neglect their own. Financially speaking, Martyrs generally do more for others than they do for themselves.

The Fool
A gambler by nature, the Fool is always looking for a windfall of money by taking financial shortcuts. Until the Fool becomes enlightened she will continue to attract money easily, only to have it quickly slip through her fingers because she’s simply not paying attention.

Creator/Artist
Creator/Artists often find living in the material world difficult and frequently have a conflicted love/hate relationship with money. Their negative beliefs about materialism only create a block to the very key to the freedom they so desire.

The Tyrant
Tyrants use money to control people, events, and circumstances. The Tyrant hoards money, using it to manipulate and control others. Although Tyrants may have everything they need or desire, they never feel complete, comfortable, or at peace.

The Magician
The Magician is the ideal money type. Using a new and ever-changing set of dynamics both in the material world and in the world of the Spirit, Magicians know how to transform and manifest their own financial reality.

Any of these sound familiar?

Read more about the games we play with our money and our “types” of relationship with money in Money Magic: Unleashing Your True Potential for Prosperity and Fulfillment by Deborah Price.

Stacy Francis is president and CEO of Francis Financial, Inc., a fee-only wealth management practice dedicated to investment advisory services for women, couples and those experiencing divorce. She is also the founder of Savvy Ladies®, a nonprofit organization that educates and empowers women to take control of their finances.

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