Simplify Your Life and Save Time

by Stacy Francis, CFP®, CDFA

I spent an hour last night paying bills and double-checking credit card transactions after my son and daughter went to bed. When I told a friend about it over the phone, she laughed and told me that’s nothing. Last weekend, she spent Friday afternoon through midnight on Sunday running errands. What have our lives come to? A morass of things to do, errands and just have to finish this up?

While this may sound a bit extreme, the truth is, many of us feel overwhelmed more or less all the time; like we are spending so much time and energy on things we couldn’t care less about, we have nothing left for those that truly get us going. Fortunately, the problem can be fixed and your life can be turned around.

The key is to identify the things that are important to you, focus on those, and outsource the rest. So take some time – a couple of minutes may be enough, or it may take several months – to look into your heart and see what you are truly all about. Write these things down. They will change over time, and that’s all right. Change is the very essence of life, and you can realign the way you spend your time and money accordingly.

Then, keep a journal for whatever amount of time you need in order to learn where your time goes. Once you have this settled, you can compare what you care about to what you spend time on, and identify your time thieves – the things that frustrate you and steal your time. The solution for these things is outsourcing.

Hire someone to clean your house or do your grocery shopping. Recruit your teenage son to make sure your bills are paid on time – in exchange for a larger allowance. Have your daughter take your car to the wash in exchange for that dress she’s been drooling over. For complex tasks, there is always AssistU, Guru, ODesk, and numerous other services. We live in a global economy. If you take advantage of it and let go of the ways of the past, your life will be simpler, more efficient, and much more rewarding.

Happily, I now work only four days a week and have three day weekends every week. I am getting more done in less time with a higher paycheck at the same time. This works – so try it!

Stacy Francis is president and CEO of Francis Financial, Inc., a fee-only wealth management practice dedicated to investment advisory services for women, couples and those experiencing divorce. She is also the founder of Savvy Ladies®, a nonprofit organization that educates and empowers women to take control of their finances.

Comments (3)

  1. Simplifying your life enables you to spend quality time with the people you love. Time is a gift we give ourselves so that we can become a happier person. By spending more time doing the things that matter to You. Don’t be afraid to ask for help doing the things that don’t come easily to you. Invest in the people who can make the difference and lead you to a happier more fulfilled life.

  2. There is a superb book on precisely this point that is worth reading: Hyrum Smith’s 10 LAWS OF SUCCESSFUL TIME AND LIFE MANAGEMENT.

  3. Have your payors, the people you owe money to, take the money out of your account via ACH or set up bill pay and never worry about being late. It saves a ton of time. Unplug for some time and focus on getting something accomplished. You’ll be amazed how much you can do in a POWER HOUR of really focusing on the task at hand.

Leave a Comment

Please wait...

Subscribe to our Monthly Newsletter

Get Savvy about your money! Enter your email address and name below to be the first to know.
Site designed, developed and maintained by ifusion studio.